Last Updated: 6th February 2019.

PLEASE READ THIS AGREEMENT CAREFULLY. IT SETS FORTH THE LEGALLY BINDING TERMS AND CONDITIONS FOR YOUR PARTICIPATION ON BETFAIR CASINO AND FANDUEL SPORTSBOOK. YOU MUST BE PHYSICALLY LOCATED IN THE STATE OF NEW JERSEY TO PLAY AT BETFAIR CASINO OR FANDUEL SPORTSBOOK.
IMPORTANT NOTICE: THIS AGREEMENT IS SUBJECT TO BINDING ARBITRATION AND A WAIVER OF CLASS ACTION RIGHTS AS FURTHER DETAILED IN SECTION 30 BELOW.

Welcome to Betfair Casino and FanDuel Sportsbook! Thank you for taking the time to read these Betfair Casino and FanDuel Sportsbook Terms & Conditions (the “Terms”).

Index

Part A - Online Gambling Terms and Conditions
Part B - Casino: Terms and Conditions for Betfair Casino
Part C – Live Dealer: Terms and Conditions for Betfair Casino Live Dealer
Part D – Sportsbook: Terms and Conditions/House Rules for FanDuel Sportsbook
Part E – Master Offer and Promotions Terms
Part F – Privacy Policy

Part A – Online Gambling Terms and Conditions

Table of Contents

1. Who We Are
2. These Terms & Conditions and Your Relationship with Betfair Casino and FanDuel Sportsbook
3. Amending the Terms of Use and/or Services
4. Pre-Conditions to Opening an Account
5. Opening an Account and Representations
6. Account Security
7. Deposits & Withdrawals
8. Placing Bets
9. Suspicious Betting
10. Live Betting & Cash Out
11. Gaming
12. Betting Apps
13. Winnings & Payment
14. Errors & Suspected Errors
15. Charge-backs and Cancellation
16. Void Bets & Right of Set-Off
17. Fraud
18. Responsible Gambling
19. Inactive Accounts, Charges and Statements of Account Activity
20. Closure of Accounts
21. Software and Downloads, Location Services and SMS Service Alerts
22. Systems Failure & Hacking and Other Offences
23. User Generated Content
24. Your Personal Data
25. No Warranty
26. Liability
27. Indemnity
28. Intellectual Property Rights
29. General
30. Disputes & Governing Law
31. Contact Us
32. Terms Applicable to Apple iOS

1. Who We Are

1.1. The website www.betfaircasino.com (the “Betfair Casino Website”) and the mobile, tablet and any other Betfair Casino apps (all of which together are referred to as the “Casino Betting Apps”) are operated and controlled by Betfair Interactive US LLC (“BIU”) under an agreement with Golden Nugget Atlantic City LLC (“GNAC”), and the website www.sportsbook.fanduel.com (the “FanDuel Sportsbook Website”) and the mobile, tablet and any other FanDuel Sportsbook apps (all of which together are referred to as the “FanDuel Sportsbook Betting Apps”) are operated and controlled by BIU under an agreement with New Meadowlands Racetrack, LLC (“NMR”), all pursuant to the oversight, regulatory requirements, and licensing of the New Jersey Division of Gaming Enforcement (“NJDGE”) and the New Jersey Racing Commission (“NJRC”). The Betfair Casino Website and the FanDuel Sportsbook Website will be collectively referred to herein as the “Websites.” The Casino Betting Apps and the FanDuel Sportsbook Betting Apps will be collectively referred to herein as the “Betting Apps.” The use of the Websites and the Betting Apps is subject to all applicable New Jersey State and United States federal regulations. You will be required to establish an account in order to use the service offered by BIU.

1.2. References in these Terms to “BIU”, “Betfair Casino”, “FanDuel Sportsbook”, “we”, “us” or “our” will be to Betfair Interactive US LLC. BIU is approved by the NJDGE to conduct Internet gaming related business with GNAC, a New Jersey casino license holder, for the purpose of Internet and mobile gaming. BIU is approved by the NJDGE and the NJRC to conduct Internet sports pool related business with NMR, a New Jersey sports wagering license holder, for the purpose of Internet and mobile sports wagering.

1.3. Together, the Websites and the Betting Apps are referred to collectively herein as the “Betfair Casino and FanDuel Sportsbook Services”. Together, Betfair Casino and FanDuel Sportsbook Services and the Additional Gaming Services (as defined in Clause 2.2) are referred to collectively herein as the “Services”.

1.4. We reserve the right for each or any member of the Paddy Power Betfair plc group of companies (the “Betfair Casino Group”) to exercise any of the rights or obligations of any other member of the Betfair Casino Group under these Terms.

2. These Terms & Conditions and Your Relationship with Betfair Casino and FanDuel Sportsbook

2.1. By visiting the Websites and/or by registering and/or using the Services, you agree to be, and are, bound by:
2.1.1. these Terms;
2.1.2. our Privacy Policy;
2.1.3. the House Rules; and
2.1.4. all such other of our terms and conditions, rules or policies as they relate to any applicable Services (e.g., rules for a particular Game (defined below)), promotions, bonuses, special offers or any other aspect of your use of the Services from time to time and are deemed to have accepted and understood all of the above.

2.2. In addition, where you use any of the betting or gaming services referred to in this Clause 2.2 (“Additional Gaming Services”), you also agree to be bound by the terms and conditions associated with each of those services, including, but not limited to, the terms and conditions of third party service providers where indicated:
2.2.1. Casino: Terms and Conditions for Betfair Casino
2.2.2. Live Dealer: Terms and Conditions for Betfair Casino Live Dealer
2.2.3. Sportsbook: Terms and Conditions/House Rules for FanDuel Sportsbook

2.3. All of the terms and conditions, rules and policies referred to in Clauses 2.1 and 2.2 shall be collectively referred to as the “Terms”.

2.4. By accessing, using or otherwise participating on the Services, you accept and agree to be legally bound by these Terms, whether or not you sign-up as a member of the Services. If you do not agree to accept and be bound by the Terms, please discontinue your use of the Services and the Websites and Betting Apps. It is important that you review these Terms regularly. We may impose limits on certain features, activities, offers, promotions or services and may restrict, suspend, terminate your access to the Services or your ability to participate in activities, offers, promotions or Services, in whole or in part, at any time and for any or no reason, with or without prior notice and without liability.

2.5. If you wish to receive a copy of the terms and conditions you accepted at the time of registration please Contact Us.

3. Amending the Terms of Use and/or Services

3.1. BIU reserves the right to amend the Terms at any time, as may be required for a number of reasons, including, without limitation, for commercial reasons, to comply with law or regulations, to comply with instructions, guidance or recommendations from a regulatory body, or for customer service reasons. Where we wish to make material changes to the Terms, you will be notified of material changes before they come into effect. Any such revision will be binding and effective from such date as is specified in such notice. Your continued use of the Services will be deemed to be your acceptance of any changes we may make. The date on which each relevant document comprising the then current Terms came into (or will come into) force will be as stated in the date contained at the top of the Terms and Conditions page. Please check these Terms frequently for updates.

3.2. BIU may, in its absolute discretion, alter or amend or withdraw any betting or gaming from the Services or any part thereof, at any time, and may alter prices, features, specifications, capabilities, functions and/or other characteristics of the bets, Games and/or Services.

3.3. BIU may also at its discretion engage new or alternative third party service providers in respect of Additional Gaming Services or any other of its Services. By registering or playing with any such third parties, you thereby provide your consent to any applicable additional terms and conditions of such third parties as they may be amended from time to time, including, but not limited to, any change to the third party service provider itself.

4. Pre-Conditions to Opening an Account

4.1. Excluded Persons. The following people are not permitted to establish an account with Betfair Casino or FanDuel Sportsbook (each an “Excluded Person”):
4.1.1. The Governor or Lieutenant Governor of New Jersey;
4.1.2. Any New Jersey state officer or employee or special state officer or employee as defined in the Casino Conflicts of Interest Law;
4.1.3. Any member of the New Jersey judiciary;
4.1.4. Any member of the New Jersey legislature;
4.1.5. Any officer of Atlantic City;
4.1.6. Any person employed as a casino key employee; and
4.1.7. Any person prohibited from gaming pursuant to N.J.A.C. 13:69G, N.J.S.A. 5:12-119, or N.J.S.A. 5:12-100n.

4.2. Underage gaming. PLEASE NOTE THAT ANYONE UNDER THE AGE OF 21 YEARS OLD FOUND TO BE USING THE SERVICES, AS WELL AS ANYONE WHO FACILITATES SOMEONE UNDER THE AGE OF 21 YEARS OLD USING THE SERVICES, WILL BE REPORTED TO LAW ENFORCEMENT AND WILL BE SUBJECT TO OTHER LEGAL PENALTIES. UNDERAGE GAMBLING IS A CRIMINAL OFFENSE AND ANYONE WHO FACILITATES GAMBLING BY A PERSON UNDER THE AGE OF 21 HAS COMMITTED A CRIMINAL OFFENSE AND SHALL BE PROHIBITED FROM INTERNET GAMING.
BIU takes its age-verification responsibilities very seriously. We carry out age-verification checks on all customers at the time of Account establishment. We may ask for information to verify your age and identity and can restrict or suspend your Account until your age is confirmed. By signing up for an Account (defined below), you consent to our confirmation of your age and identity.

4.3. Pre-Conditions. In order to register a Betfair Casino and FanDuel Sportsbook Services player account (each an “Account”) with us, you hereby agree, represent and warrant that:
4.3.1. you are at least twenty-one (21) years of age. It is an offence for anyone under the age of twenty-one (21) to open an Account or to gamble with Betfair Casino or FanDuel Sportsbook. We reserve the right to request proof of age documentation from any applicant or customer at any time and to void any wagers with minors;
4.3.2. you agree to provide accurate registration information when opening your Account, including, without limitation, your correct date of birth, the last four digits of your social security number, your current address, email address and personal telephone number. You further agree to inform us of any changes in such details;
4.3.3. you acknowledge that you are opening your account with Betfair Casino and FanDuel Sportsbook solely for your personal use, and are acting as a principal and not as an agent on behalf of a third party;
4.3.4. you will not attempt to sell or otherwise transfer the benefit of your Account to any third party and nor will you acquire or attempt to acquire an Account which has been opened in the name of a third party;
4.3.5. you are entirely responsible for complying (and that you comply) with your own local, national, federal, state or other laws concerning betting and gaming prior to opening an Account, placing any bets, stakes or wagers (together “Bets”) or using the Services. In particular, if you are located outside of the state of New Jersey, you must not: (i) attempt to use the Services; or (ii) use your payment card or other payment method to undertake betting or gaming with us;
4.3.6. you are legally capable of entering into binding contracts, including these Terms and each subsequent Bet (which shall be governed by these Terms);
4.3.7. you are not prohibited for any reason from betting with us or from using the Services; and
4.3.8. you are not currently subject to a self-exclusion from a Betfair Casino or FanDuel Sportsbook account and neither we nor any other operator has excluded you, from gambling.

4.4. No Use Outside of New Jersey. There are certain Federal prohibitions and restrictions regarding Internet gaming (i.e. 18 U.S.C. §§ 1084 et seq. (The Wire Act) and 31 U.S.C. §§3163 through 3167 (Unlawful Internet Gambling Enforcement Act)). It is a federal offense for persons physically located outside of New Jersey to engage in Internet wagering through a New Jersey casino or New Jersey racetrack, unless explicitly authorized by the NJDGE.The availability of our Services does not constitute an offer, solicitation or invitation by us for the use of our Services outside of the state of New Jersey. BIU shall not be liable for any breach of any local, national, federal, state or other laws that may occur as a result of your using the Services.

4.5. Prohibited FanDuel Sportsbook Participants. Any individual whose participation may undermine the integrity of the wagering or the sports event or for other good cause, including but not limited to: (i) any individual placing a wager as an agent or proxy; (ii) any person who is an athlete, coach, referee, a player or a referee personnel member, in or on any sports event overseen by that person’s sports governing body; (iii) a person who holds a position of authority or influence sufficient to exert influence over the participants in a sporting contest, including but not limited to coaches, managers, handlers, athletic trainers, or horse trainers; (iv) a person with access to certain types of exclusive information on any sports event overseen by that person’s sports governing body, or (v) a person identified by any lists provided by the sports governing body to the NJDGE and the NJRC, shall not be permitted to wager on any event governed by the league or sports governing body with which they are affiliated. Any employee of a sports governing body, or one of its member teams, who is not prohibited from wagering as described above shall register with the NJDGE prior to placing a sports pool wager.

4.6. Violation of Clause 4. In the event that you are found to have breached any of the terms in Clauses 4.1, 4.2, 4.3, 4.4 or 4.5:
4.6.1. we may cancel any bet you may have placed;
4.6.2. we shall not be obliged to pay any winnings which might otherwise have been payable in respect of any Bet you placed; and
4.6.3. we may refer the matter to the police, guardians or family members, or any other appropriate regulatory authority.

5. Opening an Account

5.1. In consideration of our accepting your application to establish an Account, you represent (and acknowledge that we, GNAC, the casino license holder and NMR, the sports wagering license holder, may rely on these representations) as follows:
5.1.1. You have read and agree to abide by all of these Terms;
5.1.2. You are not an Excluded Person;
5.1.3. You are twenty-one (21) years of age or over, of sound mind and capable of taking responsibility for your own actions and that you can enter into a legally binding agreement with us;
5.1.4. You agree to provide accurate Account opening information, including, without limitation, your correct date of birth;
5.1.5. You will not allow any other person to access or use your account with Betfair Casino or FanDuel Sportsbook;
5.1.6. You will refrain from wagering unless you are physically present in the state of New Jersey;
5.1.7. You consent to the jurisdiction of the State of New Jersey to resolve any disputes arising out of Internet or mobile gaming;
5.1.8. You consent to the monitoring and recording by BIU and/or the NJDGE of any wagering communications and geographic location information; and
5.1.9. You acknowledge that BIU reserves the right to report unusual or suspicious activity to the proper authorities.

5.2. It is the responsibility of each customer to ensure that all personal details are current and up-to-date, as failure to do so may result in Bets or payments being declined or payments being issued incorrectly. You can update your personal details via the Websites, by chat, by telephone, or the Betting Apps.

5.3. One (1) Account is permitted per customer. BIU reserves the right to close down any duplicate Accounts and to cancel any Bets on duplicate Accounts. BIU also reserves the right to suspend or close any Account and cancel any associated Bets where the Account holder and the owner of the funding instrument are not the same.

5.4. Employees of the Betfair Casino Group may not open an Account or register on the Websites or for any of the Services, whether in their own name or on behalf of a fellow employee, friend, relative or anyone else.

5.5. It is prohibited for players, deliberately or otherwise, to transfer money from one (1) Account to another for any reason.

5.6. In consideration of our allowing you to register for an Account, you represent (and acknowledge that we, GNAC and NMR will rely on these representations) as follows:
5.6.1. Your participation in the games and sports wagering is personal and not professional;
5.6.2. You are solely responsible for recording, reporting, paying, and accounting for any tax that may be payable on any winnings to any relevant governmental or taxation authority;
5.6.3. You are solely responsible for the acquisition, supply and maintenance of all of the computer equipment, and telecommunications networks, and Internet access services, and of all other consents and permissions that you need to use in order to access our Services;
5.6.4. You fully understand the methods, rules, and procedures of the games and sports wagers, and, where and when appropriate, will seek advice or help when using our Services;
5.6.5. You will place all wagers on games and sports events through the various user interfaces provided on our Websites and you will not wager through other means, including a robot player or equivalent mechanism (a “bot”). The use of programs designed to automatically place Bets within certain parameters (i.e., bots) is not permitted on any games or sports events on any part of the Websites;
5.6.6. You will not choose a nickname and/or alias that is defamatory, offensive, pornographic or in any way intended to impersonate a real person or brand. BIU reserves the right to amend your nickname and/or alias in its absolute discretion if it believes you have breached this representation;
5.6.7. You will not make offensive comments, use offensive or pornographic material or make potentially defamatory or inflammatory remarks in relation to any ‘chat’ or ’forum’ facilities we provide and you accept that any postings made by you can be passed on to the relevant authorities should we deem this appropriate;
5.6.8. You will not disguise or interfere in any way with the internet protocol (“IP address”) of the computer or other Device (defined below) you are using to access the Services or otherwise take steps to prevent us from correctly identifying the actual IP address of the Device you are using while accessing the Services; and
5.6.9. You accept and agree to abide by the rules of the games and sports wagers as set out on the Services, and any rules and terms for any promotions or loyalty programs in which you participate as set out on the Services from time to time.

6. Account Security

6.1 BIU will protect your Account information in accordance with our Privacy Policy. You are responsible for maintaining the security and confidentiality of your Account. In particular, you agree to keep your username and password strictly confidential. You are responsible for any misuse of your password. Provided that we have been correctly supplied with the Account information requested, we are entitled to assume that offers and payments are made by you. You should change your password on a regular basis and never disclose it to any third party. You undertake to protect your username and password in the same way that you would in respect of your bank cards. Any failure to do so shall be at your sole risk and expense. If a third party accesses your Account, you are solely responsible for that third party’s actions, whether or not that third party’s access was authorized by you, and you hereby indemnify BIU, NMR and GNAC and hold BIU, GNAC and NMR harmless against all costs, claims, expenses, and damages howsoever arising in connection with the use of or access to your Account by any third party. You will not attempt to sell or otherwise transfer the benefit of your Account to any third party, nor will you acquire or attempt to acquire an Account which has been opened in the name of a third party. Subject to the foregoing, BIU will not be liable for any loss that you may incur as a result of misuse of usernames or passwords or from any unauthorized use of your Account, whether fraudulent or otherwise. You agree to indemnify us and hold us harmless against any costs, claims, damages and expenses arising in connection with the use of, or access to, your Account by any third party as a result of your negligence, breach of these Terms, fraud, dishonesty or criminal activities.

6.2. Please contact us as soon as is possible if you have lost or forgotten your Account details. You agree to inform us as soon as is possible (by telephone, where possible) if you believe that your Account information is being misused by a third party so that we may suspend your Account to prevent further abuse.

6.3. To retrieve a forgotten password, you can click on the “Forgot Password” link on the login page. When you click on the link, you will be asked to insert your email address. You will be emailed a link that will direct you to a change password page. Upon changing the password, you will be prompted to enter your username and new password.

6.4 You have the option of enabling strong authentication on the Patron Protection Page. When you enable strong authentication, upon login, you will be prompted to answer two security questions in addition to being prompted to enter your password.

6.5. We recommend that you disable any automatic password memory in your browser prior to using the Services. This will help to limit the risk to you of unauthorised use of your Account.
6.6. You are responsible for configuring your client terminal's auto-lock feature to protect the client terminal from unauthorized use.
6.7. BIU reserves the right to refuse to register you as an Account holder, either with or without cause. BIU reserves the right to suspend or terminate your Account at any time, either with or without cause, upon notice (we will use our reasonable efforts to give such notice to you either before or after suspending or terminating your Account). Following termination or suspension of your Account, we will try, in the normal course of events, to comply with any valid contractual obligations made in accordance with these Terms.

6.8. The Betfair Casino Group and any third parties it contracts with in relation to the provision of the Services will hold information with respect to your identity, including, but not limited to, your name, address and payment details, in accordance with our Privacy Policy. We rely on this information in entering into these Terms with you. You agree to indemnify us and hold us harmless against any costs, claims, damages and expenses arising in connection with any falsehood or inaccuracy contained in the information you provide to us.

7. Deposits & Withdrawals

7.1. Deposits. To play games for money on the Services or to make sports wagers on the Services, you need to deposit funds in your Account. All funds in Accounts are held in a separate non set-off account in the name of the casino license holder, GNAC, or the sports wagering license holder, NMR. Funds deposited via a payment provider may take a few days to clear before they are held in this Account, during which time they will be held in the account of the relevant payment provider. The funds in your Account are held on your behalf by way of security to meet any payment obligations you may incur as a result of playing the games on the Services, making sports wagers on the Services, or using any of the other products or services supplied by BIU. Please note that interest is not payable on the funds held in your Account. You undertake that:

7.1.1. All money that you deposit in your Account originates from a payment source of which you are the legal owner;
7.1.2. All money that you deposit in your Account is free from and unconnected to any illegality and, in particular, does not originate from any illegal activity or source; and
7.1.3. All payments made into your Account are authorized and you will not attempt to reverse a payment made into your Account or take any action which will cause such a payment to be reversed by a third party in order to avoid any legitimate liability.

You accept that all transactions may be checked for the detection of money laundering and that any transactions made by you which BIU, GNAC or NMR deems suspicious may be reported to the appropriate authorities.

Deposits to your Account can be made using several different and convenient ways, including:

1. ACH (electronic checking or direct deposit): electronic transfer of funds between your bank account and your player Account. Please note you may only have three (3) ACH accounts linked to your player account at any time;
2. DEBIT/ CREDIT CARDS: Debit/credit cards with a MasterCard/VISA logo can be used to make deposits. Please note you may only have three (3) active Debit/Credit Cards linked to your Account at any time;
3. BETFAIR/FANDUEL PREPAID CARD: You can electronically transfer funds from a bank account or Debit/Credit Card to your Betfair/FanDuel Prepaid Card and then deposit those funds to your Account;
4. ONLINE TRANSFER: You can deposit with online transfer if you have a bank account set up with online bill pay at specific banks;
5. WIRE TRANSFERS: A direct payment from your checking or savings account into your Account;
6. CHECK OR MONEY ORDER (BY MAIL): Mail your check or money order to Customer Support, Betfair Interactive US LLC, P.O. Box 158, Jersey City, NJ 07303;
7. PAYNEARME: Deposit funds into your Account via locations that accept PayNearMe payments;
8. GOLDEN NUGGET CAGE DEPOSIT: Deposit funds into your Account via the Golden Nugget Atlantic City Casino Cashier Cage located at Huron & Brigantine Blvd., Atlantic City, NJ 08401;
9. SPORTSBOOK CAGE DEPOSIT: Deposit funds into your Account via the New Meadowlands Racetrack/FanDuel Sportsbook Cage located at 1 Racetrack Drive, East Rutherford, NJ 07073; or
10. PAYPAL: You can electronically transfer funds from a bank account to your PayPal account and then deposit those funds to your Account.

Credit Card Chargeback Fees. Each credit card chargeback transaction that you initiate will be assessed a $5.00 fee, applicable against any available cash balance in your Account at the time such fee is assessed. Any credit card chargeback that you initiate requiring pre-arbitration proceedings will further be assessed a $500.00 fee, applicable against any available cash balance in your Account at the time such fee is assessed.

7.2. Withdrawals. We have a number of controls and checks that take place before any withdrawal request is processed. These checks are part of our ongoing commitment to maintaining the security of our customers’ funds. Withdrawals from your Account can be requested via ACH, check, Betfair/FanDuel Prepaid Card, through the Golden Nugget Atlantic City cage located at Huron & Brigantine Blvd., Atlantic City, NJ 08401, or through the FanDuel Sportsbook Cage at New Meadowlands Racetrack located at 1 Racetrack Drive, East Rutherford, NJ 07073. ACH and Betfair/FanDuel Prepaid Card withdrawal requests will be processed within three (3) working days. Check withdrawals will be mailed within five business days via the United States Postal Service to the account address. The availability of withdrawn funds is subject to standard banking restrictions.

8. Placing Sports Bets

8.1. Customers can only bet up to the amount held within their Account or allowed by their bank or the limit as set out in the House Rules, whichever is the lesser. The minimum and maximum bet per selection is determined exclusively by BIU and is detailed on screen.

8.2. BIU reserves the right to accept or decline the whole or part of any proposed bet.

8.3. Bets placed by credit/debit card or any other means do not become valid until we have received payment or unless, at our discretion, we allow the bet subject to authorization. If payment has not been received before an event commences, then that bet is automatically void unless we communicate otherwise to you at the time of the attempted placing of the bet.

8.4. Each bet will be given an individual number as confirmation of the bet. Bets will be valid (subject to meeting the criteria for placing a bet laid down in the Terms) if accepted by the FanDuel Sportsbook Bet Server, whether or not the customer receives the bet code. We are not liable for the settlement of any bets where we have not issued a written confirmation of acceptance of the bet or where we are unable to display that bet in the ‘My Account’ pages of the Services. It is the customer’s responsibility to ensure that all of the details of their bets are correct. Once a bet has been confirmed by FanDuel Sportsbook, that bet cannot be cancelled by the customer. If you have any concern as to whether your bet has been accepted, please log in and go to the ‘My Account’ pages of the Services where details of all live bets entered into by you will be displayed.

8.5. You must exercise your own judgement in placing a bet and you hereby confirm that you have not relied on the advice of any BIU employee relating to any bet.

8.6. You agree to pay us for all bets that are placed with us using your Account.

8.7. Bets must be made via the Websites or via the Betting Apps.

8.8. Please familiarize yourself with betting and gaming terminology and how the various bets and games are operated. If you have any questions relating to the foregoing, please contact us. BIU cannot accept any responsibility if you place a bet in circumstances where you do not fully understand any of the terms involved or how the bet or game is operated.

8.9. On occasion the prices available across the various Services may not be the same - for example, a price on the Websites may not be the same as those prices available on other Services. BIU accepts no liability for the fact that a customer could have obtained a different price through some other medium.

8.10. Guaranteed prices and other special offers or promotions are available at the discretion of BIU and can be restricted on an individual Account basis at any time.

8.11. BIU is not responsible for any taxes that may be payable by you whether on any bets, on any winnings or otherwise.

8.12. With the exception of “Live Betting” events (see Section 10 below for Live Betting rules), bets are accepted up to the off-time of the event or a pre-determined time, whichever is earlier. However, FanDuel Sportsbook may allow a grace period for some sporting events during which bets will be accepted but we reserve the right to void any or all bets should we think there has been a significant development in the event prior to placement or purported placement. FanDuel Sportsbook reserves the right to void any bet if accepted in error after the betting has closed or where the event was resolved or at a stage where the customer could have an indication of the outcome. In such circumstances, we will normally return your stake.

8.13. FanDuel Sportsbook reserves the right to void any or all bets made by, any group of people acting in conjunction with each other, or any individual acting alone, in an attempt to defraud FanDuel Sportsbook.

8.14. Not all participants are quoted in every event. However, a price is available for almost all entries or outcomes in any event. If you wish to bet on an unnamed selection, please contact one of our Customer Support agents and we will try to add this selection to the market.

8.15. BIU may, at its sole discretion and without any requirement to give reasons, exclude any customer from the Services generally or from receiving selected promotions (e.g., guaranteed best price; bonuses; free bets; enhanced prices; and money-back specials) and any other promotions and offers introduced by us from time to time.

8.16. In the event of there being a dispute over the time at which a bet was placed or whether a bet has been placed, then the time at which it was recorded (if recorded) on the transactional log will govern settlement. If an attempted bet was not recorded on the transactional log, no bet shall be deemed to have been placed. You should check your Account balance each time you visit the Services.

8.17. It is a condition of our acceptance of bets from you, and by offering to place a bet with us you represent and warrant, that:
8.17.1. you are not prohibited from entering into the bet by any term of your contract of employment, these Terms or any rule of a sport governing body or other professional body of which you are a member, which applies to you;
8.17.2. where the bet is placed on the outcome of a race, competition or other event or process or on the likelihood of anything occurring or not occurring (“the event”), you do not know the outcome of the event;
8.17.3. you are not misusing Inside Information (as defined in Clause 8.22) to place a bet; and
8.17.4. you are not a prohibited sport pool participant as defined in N.J.A.C. 13:69N-1.1.

8.18. In the event of any representation made by you in Section 8.17 proving to be false, BIU reserves the right to void bets, suspend your Account, and we shall not be obliged to pay any winnings which might otherwise have been payable in respect of the bet.

8.19. In the event of a warning being received by FanDuel Sportsbook in relation to suspicious or irregular betting patterns and possible instances of event manipulation FanDuel Sportsbook reserves the right, in its absolute discretion, to:
8.19.1. suspend its offering on any event or series of events in any of its markets; and
8.19.2. delay and/or withhold payment on any event or series of events until the integrity of such event or series of events has been confirmed:
i. by the relevant sports federation or governing body (where applicable); or
ii. by FanDuel Sportsbook using its reasonable discretion.

8.20. Further, in the case of active event manipulation being confirmed as having taken place on any event or series of events (by the appropriate sports governing bodies or by any other means), FanDuel Sportsbook reserves the right, in its absolute discretion, to suspend any bets placed on such events, either by any individual identified as having misused Inside Information (defined in Section 8.22) or by any other individual who in the reasonable opinion of FanDuel Sportsbook is connected to, acting in conjunction with, or in any way involved with such individual or the event manipulation.

8.21. We reserve the right to refuse or limit any bets or bonuses (for example by setting minimum and maximum amounts which will be set out in the Sportsbook Rules, or by setting wagering requirements), or change such limits, at our sole discretion for any reason whatsoever without any obligation to provide you with notice.

8.22. “Inside Information” means any information which has not been made public and, if it were made public, would be likely to have a material effect on the relevant market relating to the event.

Suspension or termination

8.23. Without restricting our ability to rely on other remedies that may be available to us, we may suspend or terminate your Account and/or cancel any bets placed by you at our absolute discretion if:
8.23.1. We suspect that you:
i. are engaging in illegal or fraudulent activity while using our Services;
ii. are breaching any term of these Terms, including the House Rules;
iii. are taking unfair advantage over us or any other player or are otherwise acting in an unfair manner (for example, by exploiting a fault, loophole or error in our software, by collusion or by any other means);
iv. may be having difficulties obtaining credit, have become bankrupt or that you may have self-excluded; or
8.23.2. We are required to do so by law.

8.24. Irrespective of whether we suspend or terminate an Account and notwithstanding any other provisions in these Terms, we may decide to cancel or void any bets at our absolute discretion where:
8.24.1. there is a technological failure; or
8.24.2. where in our judgment, acting reasonably, there is a manifest error in the terms of a bet offered to, or placed by, any party.

8.25. If you have a question relating to your Account, it is your responsibility to notify BIU at the earliest opportunity, providing as much information as BIU may require.
8.26. Following termination or suspension of your Account, Following termination or suspension of your account, we may, in the normal course of business, return any funds in your account. Please contact Customer Service to request any funds held in suspended or closed accounts. However, we reserve the right to withhold the funds in your Account from you pending the determination of any investigation (including any relevant external investigation) where:
8.26.1. we suspect you have acted in breach of these Terms or any other agreement relevant to your activities on our site, including where we suspect the Account has been linked with fraudulent or ‘suspicious betting’ activity (explained in Clause 9); and/or
8.26.2. we have to withhold the funds in your Account by law or to comply with any advice, request or instruction from any governmental, regulatory or enforcement authority.

8.27. If an internal or external investigation reasonably demonstrates that you have acted in breach of these Terms, any other agreement relevant to your activities on the Websites or Betting Apps, or that your Account has been linked with fraudulent and/or ‘suspicious betting’ activity, we reserve the right to seize some or all of the funds in your Account. The disposition of any funds obtained by us in this manner will be at our sole and absolute discretion and/or in accordance with any advice, request, or instruction from any governmental, regulatory or law enforcement authority. In addition, if formally requested by law enforcement, gaming regulators, or taxation or other authorities, or in the event that you fail to provide us with sufficient information to identify yourself in accordance with our internal procedures or those procedures imposed on us by the NJDGE and/or other authorities, we may suspend your Account and all functionality relating to the use of your Account (e.g. bet management and withdrawal of funds) and withhold from you any funds in your Account pending the final determination of any criminal or other legal proceedings or investigation to which such a request may relate or until you provide the necessary 'know your client' or 'age verification' information as appropriate.

8.28. For the avoidance of doubt, at no point during any such suspension or termination period will interest accrue to you on any funds in your Account.

8.29. Your Rights to Set Daily Limits and Exclude Yourself. You have the right at any time to set daily limits for your gaming activity or to exclude yourself from playing games or placing sports wagers on the Services. Details of how to set daily limits or to exclude yourself can be found on the Patron Protection page on the Services. Should you choose to exclude yourself, you will be opted out of all bonuses in accordance with the applicable bonus terms & conditions. Any cashable balance in your Account in the amount of one (1) dollar or more will be mailed to you via a check by the 15th day of the calendar month following the calendar month in which you exclude yourself. Should the cashable balance in your account be less than one (1) dollar at the time you exclude yourself, you will automatically forfeit such balance unless you contact Customer Service within seventy-two (72) hours of completing your self-exclusion request to request a check for such balance.

8.30. Your Right to Suspend Your Account for a Period of Time Chosen by You. You have the right at any time to suspend your Account for a period of no less than seventy-two (72) hours. Details of how to suspend your Account can be found on the Patron Protection page on the Services.

9. Suspicious Betting

9.1. For the purpose of this Section 9, “suspicious betting” shall refer to where we have reasonable grounds to believe that a bet or a number of bets have been placed in suspicious circumstances. Suspicious betting shall include, but not be limited to:
9.1.1. where there is an inordinate frequency and/or highly unusual pattern of bets (by comparison with betting norms) placed on the same selection(s) in a short space of time;
9.1.2. where there is an inordinate frequency and/or highly unusual pattern of bets placed on the same selection(s) and where the theoretical probability of said selection(s) winning at the time of bet(s) placement, based on the odds offered on the selection(s) at the time of bet placement, is largely inconsistent with the theoretical probability of the same selection(s) winning calculated using their starting prices;
9.1.3. where the integrity of an event (or events) has been called into question, including, for example, but not limited to where one (or more) of the participants in an event displays exceptional form which we reasonably believe was known to you or someone connected to you at the time of bet placement but was concealed from the public generally in order to gain an unfair advantage in any bets placed on that event (or those events);
9.1.4. where we have reasonable grounds to suspect that a bet or a string of connected bets were placed robotically, by automated means, or otherwise than through the Account holder placing each bet manually via their Account;
9.1.5. where we reasonably believe that you have used unfair external factors or influences connected with the event(s) the subject of any bet(s);
9.1.6. where we reasonably suspect that you have opened duplicate Accounts or where we reasonably suspect that second or subsequent Accounts are under common control with your Account with a view to concealing the true worth, nature or pattern of bets placed by you or on your behalf, even if second or subsequent Accounts are opened under different names;
9.1.7. where we otherwise believe, acting reasonably, that you are acting in concert with others or that you are acting other than on your own behalf; or
9.1.8. where we reasonably believe that bets have been placed from a location or Device other than the location or Device which you claim to have used to place a bet.

9.2. In the case of any of the activities contemplated by Section 9.1, and without restricting our ability to rely on other remedies that may be available to us, we may, acting reasonably, and depending on the circumstances:
9.2.1. request such further information from you as may reasonably be required by us to investigate whether the bet or bets constitute suspicious betting for the purpose of Section 9.1;
9.2.2. suspend or withhold payment of any amounts (or any parts thereof) pending the receipt by us of satisfactory evidence from you in order for us to determine (acting reasonably) that a bet does not constitute a suspicious bet as such term is referred to in Section 9.1. For example, but without limitation, where we suspect that a bet or a string of connected bets may have been placed robotically or by automated means, we may require you to provide reasonable evidence that each bet was placed manually by you via your Account. You further acknowledge and accept that we reserve the right, at our sole discretion, to collect and process any information in connection with your betting patterns, personal data, depositing of funds and any other related information and inquiries that will help us to investigate any suspected breach of these Terms;
9.2.3. suspend or withhold payment of any amounts (or any parts thereof), usually for no longer than thirty (30) days but where relevant for such longer period of time as may reasonably be required (for example, pending any investigations by BIU, any sports governing body, a gambling regulator, a law enforcement authority or any other third party);
9.2.4. void a bet or a string of connected bets (including for example multiples) prior to the event. Where possible, we shall communicate to you in advance that the bet(s) has (or have) been voided prior to the (first) event the subject of the bet(s);
9.2.5. calculate any winnings based on the starting price of the event(s) the subject of the bet(s). Where possible, we shall communicate to you in advance that any bet(s) will be settled at the starting price; or
9.2.6. where there is an inordinate frequency and/or unusual pattern of bets placed on the same selection(s) in a short space of time and where we have reasonable grounds to suspect that the bets are connected bets, limit the payment of winnings in respect of those bets (and where necessary with such limitation applied across multiple accounts) to the maximum payout for individual bets on any particular market or markets as set out in the House Rules.

9.3. Where we have reasonable grounds to believe that you have participated in, or have been connected with, any type of suspicious betting, we shall use our reasonable efforts to investigate such matter, including, but not limited to, through the use of various collusion, suspicious betting, fraud and cheating detection practices which are used in the gambling industry.

9.4. We reserve the right to terminate an Account if we reasonably suspect any of the activities described in Section 9.1 in connection with that Account.

9.5. Where a bet is deemed to be, or is declared, void by us prior to an event, any sum deducted from your Account with respect to that bet shall be credited to your Account.

9.6. We reserve the right to seek to recover from you any losses we suffer that are directly or indirectly connected to any of the activities contemplated in Section 9.1. This right is without prejudice to any other rights (including common law rights) that we may have against you, whether under these Terms or otherwise.

9.7. We will not be liable under any circumstances whatsoever for any loss you or any other person may incur as a result of the collusive or other behavior in breach of this Section 9. Further, we reserve the right, but shall not be obliged, to take any other actions in the case of any of the activities contemplated in Section 9.

9.8. In exercising any of our rights under this Section 9, we shall ensure that we exercise such rights in a manner which is fair to you and to our customers generally. If you have any comments or questions in respect of this Section 9, please do not hesitate to contact Customer Service.

10. Live Betting & Cash Out

10.1. Live Betting (or In-Play Betting) means betting that takes place while an event is in progress. In addition to the rest of these Terms, the following rules apply to Live Betting:
10.1.1. we reserve the right to void any part of any, or all, bets on any Live Betting event that is not completed (i.e., abandoned, postponed);
10.1.2. where a blatant or palpable error is made in offers made, prices offered or bets accepted or in the in transmission of any event on which we have purported to offer Live Betting, bets may be settled at the correct price at the time at which the bet was placed, as determined by FanDuel Sportsbook; or
10.1.3. where we have reasonable grounds to believe that a bet is placed after the outcome of an event is known, we reserve the right to void the bet.

10.2. Please note that in the case of Live Betting, you may not at any time be able to see or otherwise be provided with the most up-to-date information in relation to the relevant event, including for example (but without limitation), through delayed coverage, a slow connection or equipment, or other system flaws, faults, errors or service interruption. FanDuel Sportsbook shall not be liable for any delay in relaying up-to-date information.

10.3. In addition to the rest of these terms relating to Live Betting (which apply equally to our Cash Out functionality), the rules relating to the Cash Out feature are further described here. Please note in particular that for a variety of reasons (including for example technical issues, human error, suspicions of fraud or other improprieties and/or other issues outside of our control), Betfair Casino cannot guarantee the availability at all times of the Cash Out functionality, even where the functionality has been advertised in connection with a particular event. Please be aware and accept, therefore, that unless Cash Out is available and successfully exercised in connection with a particular Bet, your initial Bet will, unless otherwise provided in accordance with these Terms, stand as originally placed.

11. Gaming

11.1. Certain Games involve peer-to-peer events via the Services where you will be playing against other customers. Please note that we cannot control certain actions of those customers, who may be for example undertaking fraudulent activities such as colluding with other third parties or using unfair external factors or influences. If you suspect a third party is colluding, cheating or undertaking a fraudulent activity, please let us know as soon as possible. We will take reasonable steps to prevent such unacceptable behavior. However, we will not be liable for any loss or damage which you may incur as a result of such third party collusion, fraud, cheating or otherwise illegal activity.

12. Betting Apps

12.1. In addition to the rest of these Terms, and all other terms and conditions that apply (such as rules relating to bonuses or particular games and/or functionalities or any other terms relating to any other Betting App), the following terms and conditions apply to the Betting Apps.

12.2. You accept that using the Betting Apps outside of a WiFi network may result in data charges from your mobile network provider. BIU will not be responsible for any data charges incurred as a result of your using the Betting Apps.

12.3. If you suffer a disconnection or exit the application for any reason during a game where a further player action is required, then this game will be resumed from this point when you log back in to the application and launch the relevant game. If you have a winning hand(s)/game and are disconnected prior to being able to ‘gamble’ on a video, poker or slot game, your winnings will be credited to your Account and you will not have the option to gamble when you reconnect. If no further decisions or action are required in an individual game following disconnection/exit, for example after the wheel spin has commenced in a roulette game, then the game will be settled and the result displayed in your Account history.

12.4. Game rules for individual games can be found within the Betting Apps and on the applicable Website.

13. Winnings & Payment

13.1. All cleared winnings will be credited to the customer’s Account. Please see Section 7.2 for details on withdrawal methods.

13.2. Results will be as published and confirmed by the relevant governing body or as otherwise generally accepted.

13.3. The maximum payout to any one (1) customer in any twenty-four (24) hour period regardless of size of stake or number of bets are as set out in the House Rules or as specified on the Bet Receipt, whichever is the lesser sum. Currency equivalent maximum payouts will apply for any currency not listed in the House Rules.

13.4. It is strictly the duty of the customer to stay within the limits set out in the House Rules and FanDuel Sportsbook will not under any circumstances pay any amounts in excess of those limits to a customer for any purported winnings exceeding these limits.

13.5. Any questions relating to a bet must be raised no later than six months after the last event in the bet has been settled. We cannot guarantee that we will be able to respond to your question if it is not raised within this time.

13.6. We may use your username and/or first name and/or initials and state and any winnings you may have had for advertising or promotional purposes without additional compensation.

13.7. We report winnings to the Internal Revenue Service (IRS) and the State of New Jersey Division of Taxation for:
a. Any bet which results in proceeds of $1,200.00 or more from a slot game; or
b. Any bet which results in proceeds of $600.00 or more where the winnings are at least 300 times the amount of the wager.

We also withhold taxes on any bet which results in proceeds of $5,000.00 or more where the winnings are at least 300 times the amount of the wager. We withhold 24% of the proceeds and remit such amount to the Internal Revenue Service (IRS) and we withhold 3% of the proceeds and remit such amount to the State of New Jersey Division of Taxation.

If you are subject to IRS reporting requirements, we will send you Form W2-G summarizing the information for tax purposes by January 31st of the year following the end of the tax year of winning.

14. Errors & Suspected Errors

14.1. FanDuel Sportsbook makes every effort to ensure that no errors are made in prices offered or bets accepted. However, human and/or systems’ error may occasionally result in errors.
14.1.1. FanDuel Sportsbook reserves the right to correct any obvious errors and to void any bets placed where such errors have occurred.

14.2. In the case of any blatant errors in prices transmitted (including for example where the price being displayed is materially different from those available in the general market and/or the price is clearly incorrect, depending on all of the circumstances), bets will be settled at the correct price at the time of acceptance (or the Starting Price in the case of horse-racing, whichever is the greater). If a bet is accepted by us on an event where offering a price on the event itself (rather than the price) was in error, the bet will be void and your stake will be returned.

14.3. In the event of errors relating to the random number generators used in certain of the Services, Betfair Casino reserves the right to void all bets on the games affected and your stake will be returned.

14.4. Should funds be credited to a customer’s Account in error, it is the customer’s responsibility to notify us of the error without delay. Any winnings subsequent to the error and prior to the notification to us, whether linked to the error or not, shall be deemed invalid and returned to, or otherwise be reclaimable by, BIU.

14.5. Any monies which are credited to your Account, or paid to you as a result of an error shall be deemed, pending resolution under Clause 14.1.1 to be held by you on trust for us and shall be immediately repaid to us when a demand for payment is made by us to you. Where such circumstances exist, if you have funds in your Account we may reclaim these funds from your Account pursuant to Section 18.2. We agree that we shall use reasonable efforts to detect any errors and inform you of any such errors relating to you, your engagement with us, or your Account, as soon as reasonably practicable.

14.6. As soon as you suspect or become aware of an error you shall:
i. immediately cease play; and
ii. inform us as soon as reasonably practicable of any such error or suspected error.

14.7. Where you have used funds which have been credited to your Account or awarded to you as a result of an error to place subsequent bets or play games, we may cancel such bets and/or withhold any winnings which you may have won with such monies, and if we have paid out on any such bets or gaming activities, such amounts shall be deemed to be held by you on trust for us and shall be immediately repaid to us when a demand for payment is made by us to you.

14.8. If you are incorrectly awarded any winnings as a result of (a) any human error; (b) any bug, defect or error in the Software; or (c) the failure of the relevant games product or the Software to operate in accordance with the rules of the relevant game, then Betfair Casino will not be liable to pay you any such winnings and you agree to refund any such winnings that may have been paid to you as a result of such error or mistake.

14.9. By using our Services, you understand that we reserve the right to change or remove any of these Services at any time.

15. Chargebacks and Cancellation

15.1. You hereby agree, warrant and represent that no chargebacks or other cancelation of deposits will be made relating to your Account without our consent. In the event of any of the foregoing occurring, you agree to indemnify us and hold us harmless against any costs, claims, damages and expenses arising in connection therewith and to refund and compensate us for any losses we would otherwise incur arising from such actions including any expenses incurred by us in the process of recovering such amounts.

15.2. Cancellation - We may restrict your access to the Services, suspend or terminate your Account, withdraw your offers for bets, void any bets outstanding to your Account, cancel any unmatched bets or cancel and void any outstanding or matched bets in our absolute discretion without cause at any time including if:

i. there is a technological failure;
ii. we suspect that you are engaging in illegal or fraudulent activity;
iii. we suspect that you have (or may have) breached any part of these Terms;
iv. we suspect you are acting in a manner that is detrimental to the conduct of our business or which may result in legal liability for you, us or third parties;
v. we suspect that your Account’s usage could represent ‘business usage’ (‘business usage’ includes any use by a betting operator or any use by an individual or organization supplying data or services to a betting operator);
vi. we suspect that you may be having difficulties obtaining credit;
vii. we have the right to do so as set out in any of our other policies;
viii. you are prohibited from entering into a bet by any term of your contract of employment or any rule of a sport governing body or other professional body which applies to you; or
ix. you place a bet on any sporting match or event in which you take part.

In relation to any cancelled or void bets, we reserve the right to hold any money in your Account relating to these bets to be paid to us or, if there are insufficient funds in your Account, demand that you pay us the relevant outstanding amount relating to these bets.

16. Void Bets & Right of Set-Off

16.1. BIU may be required by law to conduct certain checks on customers or those applying to open a new Account. Where we are required by law or otherwise determine to close an Account for a breach of these Terms, your attention is brought to the following terms:
16.1.1. all previous bets will be voidable at the option of BIU and any winnings which you have accrued will be forfeited by you and you will return to us on demand any such funds which have been withdrawn from your Account; and
16.1.2. subject to Clause 17.1, any stakes for bets made but for which the event is not yet completed will be returned to you other than in the event of any outstanding chargebacks or any other amounts owed to us at that time.

16.2. BIU may at any time set off any amount on deposit in your Account against any amounts owed by you to Betfair Casino or FanDuel Sportsbook.

17. Fraud

17.1. BIU reserves the right to seek criminal or other sanctions against you if we suspect you have engaged in fraudulent, dishonest or criminal acts and we will disclose such information to the relevant authorities or other relevant third parties (for example, payment service providers) as may be necessary in this regard.

17.2. BIU reserves the right to suspend or terminate any Account it believes to be involved in fraud, money laundering and/or any other form of illegal or suspicious activities and to report such details as it reasonably considers are necessary to relevant authorities.

17.3. You undertake that all money that you deposit in your Account is untainted with any illegality and, in particular, does not originate from any illegal activity or source.

18. Responsible Gambling

18.1. Enjoy legal online gaming and sports betting in New Jersey responsibly and sensibly. At Betfair Casino and FanDuel Sportsbook, we offer a range of different options that can be used to manage your gaming activity at any time. This includes tools which allow you to limit the amount you can deposit or wager, time limits to help you control how much time you spend gaming or the option to exclude yourself from gaming for a period of time. All mentioned limits can be set in the various sections below when logged in. Visit our Responsible Gaming page here.

If you or someone you know has a gambling problem and wants help, call 1-800-GAMBLER.

19. Dormant and Non-Depositing Accounts, Charges and Statements of Account Activity

19.1. Dormant and Non-Depositing Accounts.
19.1.1. Accounts shall be deemed “Dormant” in the event that the account holder does not log in within a twelve (12)-month period. Dormant accounts will be opted out of all bonuses in accordance with the applicable bonus terms and conditions. In accordance with applicable regulations, unclaimed balances in Dormant accounts will be forfeited.
19.1.2. All bonuses and winnings earned from wagering with bonuses will be forfeited from any Account to which a deposit has not been made within sixty (60) days of registration.

19.2. Charges.
19.2.1. BIU will not charge you for the deposit and withdrawal of funds to or from your Account in the normal course of events. However, some charges may apply in some cases to reflect the cost incurred by BIU as a result of processing excessive transactions. Please note that if you become eligible to incur additional deposit and withdrawal charges, we will contact you before any charges are incurred.

19.3. Statements of Account Activity.
19.3.1. You can consult the “Account History” page to review all monetary transactions on your Account for the immediately preceding six (6) months. You may request and receive a statement of activity related to the last six (6) months of activity on your Account at any time by visiting the My Account page of the Services. If you require a statement of activity relating to your activity over the past twelve (12) months, please contact Customer Service with your request.

20. Closure of Accounts

20.1. Please contact our Customer Service if you wish to close your Account.

20.2. After your Account has been closed, it will remain closed unless and until you ask for it to be re-opened. However, we may refuse to re-open your Account in certain circumstances (including where a permanent exclusion or self-exclusion has been applied to your Account pursuant to our responsible gambling practices - see Section 18 above).

20.3. Account holders who wish to recover funds held in a closed, locked or excluded Account are also advised to contact Customer Service.

20.4. We are entitled to close your Account at our discretion and without having to disclose any reasons, and where deemed necessary on written notice (or attempted notice) to you using the contact details you have provided. Any balance in your Account will be made available to you, provided that you have complied with these Terms.

20.5. Your sole remedy in the event of termination of your Account by us for any reason shall be the reimbursement of any undisputed Account balance you may then have (and we shall have no further liability to you whatsoever).

21. Software and Downloads, Location Services and SMS Service Alerts

21.1. Software and Downloads. For certain of our Services, it may be necessary to download or otherwise use certain software, including software provided by third parties. In such circumstances, you may be required to enter into an end user licence agreement (“EULA”) in respect of such software. You agree to be bound by the terms of any such agreement. You also agree not to interfere with, modify, decompile, copy, or reverse-engineer any software provided to you as part of the Services except as expressly permitted herein, in the EULA, or as permitted by law.

21.2. Location Services. In this Section 21.2, “Cellular Provider” means AT&T, Sprint, T-Mobile, Verizon or any other cellular provider that you use to access the Services and/or play the games and/or make sports wagers. By accepting the Terms you are providing permission to BIU to obtain your location using your cell phone. It is necessary for BIU to collect this information in order to validate that you are located within the legal gaming area of the State of New Jersey and to allow you to access the Services, play the Games and place sports wagers. You are also consenting to BIU retaining your location data for ten (10) years before deleting it. You also agree to those details being shared with the NJDGE and/or NJRC upon request. The Services use location data. By using the Services, you allow your wireless carrier to share your location with others. There is no representation, warranty or guarantee of accuracy, completeness or timeliness of any location data, product, or service. The Services were not developed by a Cellular Provider. If you use the Services, it may require your Cellular Provider to disclose your customer information, including location information, to BIU or a third party. By providing your consent, you authorize your Cellular Provider to disclose your information to BIU and to third parties in order to enable this application. See our Privacy Policy for more information about how BIU will collect, access, use, and disclose your information. You acknowledge and agree that: (1) your relationship with BIU is separate from your relationship with your Cellular Provider; (2) Your Cellular Provider is not responsible for the Services; and (3) you will hold harmless your Cellular Provider and its subsidiaries, affiliates, officers, employees, agents, successors, and assigns from any judgments, claims, actions, losses, liabilities, or expenses arising from or attributable to the Services or the acts or omissions of BIU.

21.3. SMS Service Alerts. To confirm that you opt-in to location data being used to validate your location, you must provide a valid cell phone number on registration. BIU requires this number in order to deliver an opt-in text message. You must reply “yes” to that message to confirm your consent for location verification. You will not be able to access the games or sports wagering menus on the Services unless you have opted into location verification. In order to receive this opt-in text message, you must have a supported carrier. Supported carriers include major US carriers such as AT&T, Sprint, T-Mobile, and Verizon Wireless. Additional carriers such as Boost, Cricket, U.S. Cellular, and Virgin Mobile are also supported where available. Message and data rates may apply; please check with your carrier for further details. Messages will be sent with a maximum frequency of two messages per month. Should you wish to opt-out of location services, you can do so at any point by responding “STOP” to the original opt-in text message or by texting “STOP” to “84787.” If you opt out of location services, you will no longer be able to access the Services or the games or sports wagering menus as BIU will no longer be able to verify that you are physically located in the State of New Jersey. You can also text “HELP” to “84787” to receive an SMS message with additional information about location services. BIU will remind you every thirty (30) days via SMS that you remain opted in to location services. For further details regarding location or SMS services, please contact Customer Service.

22. Systems Failure & Hacking and Other Offenses

22.1. BIU shall not be liable for any bet not being placed for any reason or you being disconnected from the Services, including, but not limited to, failure or disconnection of computer, telecommunications services, internet or otherwise, and the balance of your Account will at all times be as is recorded on our server.

22.2. You warrant, represent and undertake that you shall not knowingly or negligently interrupt, corrupt or exploit for any purposes not intended by BIU any of the Services, including for example by:
22.2.1. attempting to gain unauthorized access to any of the Services, the servers on which the Services are hosted or any server, computer or database connected to the Services;
22.2.2. using any features which may affect the function or performance of the Services in any way for example (but not limited to) releasing viruses, worms, trojans or similar material that may be malicious or harmful;
22.2.3. interfering or tampering with, removing or otherwise altering in any way, any information in any form which is included in or on any of the Services; or
22.2.4. attacking the Services via a denial-of-service attack or any other form of attack or interference.

22.3. We reserve the right to pursue you for any loss we suffer as a result of any infringement by you of any of your obligations under this Section 22. Further, please be aware that we may share your details with law enforcement authorities in the case of any criminal, or suspected criminal, activities by you.

22.4 We may restrict your access to the Services, prohibit you from participating in any and/or all games, and/or prohibit you from playing in a particular game, refuse or limit any wager you make, withhold payment of your winnings, and suspend or terminate your Account in our absolute discretion without cause at any time, including, without limitation, if:
22.4.1. There is a technological failure;
22.4.2. We reasonably believe that you have breached any of these Terms;
22.4.3. You attempt to manipulate or ascertain information concerning the Software code or are involved in collusion;
22.4.4. You tamper or attempt to tamper with the Software in any way;
22.4.5. You are committing any offense, e.g., by attempting to access or accessing the games or sports wagering system from a jurisdiction where playing the games or placing sports wagers is illegal; or
22.4.6. You publish any actual or potentially defamatory, offensive, racist, harmful or obscene language or material.

23. User Generated Content

23.1. Certain of the Services may invite or permit you to upload your own content (“User Generated Content”). BIU does not exercise editorial control over, and therefore does not endorse any, User Generated Content, and we shall not be liable in relation to such User Generated Content. You understand and agree that you are solely responsible for your User Generated Content.

23.2. For any User Generated Content you provide, you hereby warrant, represent and undertake that such content:
23.2.1. is an original work created by you or you have a licence or the express consent of the owner to use the User Generated Content in that manner;
23.2.2. does not infringe any third party intellectual property rights or privacy rights anywhere in the world;
23.2.3. does not contain any defamatory or otherwise inappropriate materials or statements;
23.2.4. does not contain any form of malicious computer code (e.g., viruses, bugs, trojan horses etc.) which could disable or disrupt any of the Services;
23.2.5. complies with all applicable laws and regulations; and
23.2.6. may be used in connection with publicizing and promoting BIU and its Services.

23.3. Any User Generated Content you provide will be considered non-confidential and lawfully provided by you and you are automatically deemed to have granted us an irrevocable, transferable, royalty-free right and licence to copy, exhibit, publish, distribute or otherwise use and sub-licence that User Generated Content as we see fit, including for commercial purposes. Such uses may include in printed publications, multimedia presentations, on websites or in any other distribution media. You agree that BIU may also use your name, likeness and any other biographical information contained in such User Generated Content as we see fit, including for commercial purposes. In addition, you waive any right to inspect or approve the finished product, including written copy, wherein your likeness or testimonial appears. For the avoidance of doubt, you agree that you will make no monetary or other claim against BIU for its use of your User Generated Content.

23.4. You agree to indemnify and hold us and our subsidiaries, affiliates, officers, directors, agents, employees and service providers (e.g., Facebook) harmless from any liabilities, claims, losses or damages (including reasonable legal fees), however caused, that may arise as a result of or in connection with any User Generated Content.

23.5. If you have any issues with User Generated Content provided by any other customer or if you would like to discuss our use (or non-use) of your User Generated Content, please let us know by contacting us at the details below. We reserve the right (but are not obliged to) to edit or remove User Generated Content.

24. Your Personal Data

24.1. It is your responsibility to ensure that personal information relating to you is kept up-to-date. We reserve the right to suspend or terminate your Account if we suspect this information to be inaccurate. We will process information about you in accordance with our Privacy Policy.

25. No Warranty

25.1. THE SERVICES ARE PROVIDED ON AN “AS IS”, “AS AVAILABLE”, AND “WITH ALL FAULTS” BASIS. Therefore, to the fullest extent permissible by law, BIU, GNAC, NMR, their parent companies, and each of their respective subsidiaries and each of their respective employees, directors, officers, managers, shareholders, agents, prize providers, agencies, vendors, licensors, licensees, contractors, successors, and assigns (collectively, “Betfair Parties”) hereby disclaim and make no representations, warranties, endorsements, or promises, express or implied, as to:
(a) the Services and any wagering activities (including the Content and the User Generated Content);
(b) the functions, features, or any other elements on, or made accessible through, the Services;
(c) any products, services, or instructions offered or referenced at or linked through the Services;
(d) security associated with the transmission of your wagers, information and User Generated Content transmitted to BIU or via the Services;
(e) whether the Services or the servers that make the Services available are free from any harmful components (including viruses, Trojan horses, and other technologies that could adversely impact your Device);
(f) whether the information (including any instructions) on the Services is accurate, complete, correct, adequate, useful, timely, or reliable;
(g) whether any defects to or errors on the Services will be repaired or corrected;
(h) whether your access to the Services will be uninterrupted;
(i) whether the Services will be available at any particular time or location; and
(j) whether your use of the Services is lawful in any particular jurisdiction.
EXCEPT FOR ANY SPECIFIC WARRANTIES PROVIDED HEREIN OR IN ADDITIONAL TERMS PROVIDED BY A BETFAIR PARTY, THE BETFAIR PARTIES HEREBY FURTHER DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR MISAPPROPRIATION OF INTELLECTUAL PROPERTY RIGHTS OF THIRD PARTIES, TITLE, CUSTOM, TRADE, QUIET ENJOYMENT, SYSTEM INTEGRATION, AND FREEDOM FROM COMPUTER VIRUS.

26. Liability

26.1. YOU HEREBY ACCEPT THAT BY USING THE SERVICES, THERE IS A RISK THAT YOU MAY, AS WELL AS WINNING MONEY, LOSE MONEY. YOU AGREE THAT YOUR USE OF THE SERVICES IS AT YOUR OWN RISK AND THE BETFAIR PARTIES ACCEPT NO RESPONSIBILITY AND SHALL NOT BE LIABLE FOR ANY CONSEQUENCES THAT ARE ALLEGED TO HAVE OCCURRED THROUGH YOUR USE, OR MISUSE, OF THE SERVICES.

26.2. IF AND ONLY TO THE EXTENT THAT CLAUSE 26.1 DOES NOT APPLY, THE MAXIMUM LIABILITY OF THE BETFAIR PARTIES (AND/OR OUR THIRD PARTY SERVICE PROVIDERS, TO THE EXTENT RELEVANT) TO YOU ARISING OUT OF OR RELATING TO THE SERVICES AND/OR THE TERMS, WHETHER FOR BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE SHALL BE LIMITED TO THE AVERAGE BALANCE HELD IN YOUR ACCOUNT IN THE PREVIOUS SIX (6) MONTHS (OR THE TERM OF THE ACCOUNT IN THE CASE OF ACCOUNTS OPEN FOR LESS THAN SIX (6) MONTHS).

26.3. THE BETFAIR PARTIES (AND/OR OUR THIRD PARTY SERVICE PROVIDERS, TO THE EXTENT RELEVANT) SHALL NOT BE LIABLE TO YOU IN CONTRACT, TORT (INCLUDING NEGLIGENCE), BREACH OF STATUTORY DUTY OR OTHERWISE ARISING FOR LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF BUSINESS, LOSS OF DATA, LOSS OF BUSINESS, LOSS OF BUSINESS INFORMATION, BUSINESS INTERRUPTION, LOSS OF REPUTATION, LOSS OF OPPORTUNITY, OR LOSS OF GOODWILL, OR FOR ANY INDIRECT, SPECIAL OR CONSEQUENTIAL LOSS, EVEN IF SUCH LOSSES ARE FORESEEABLE OR IF WE HAVE BEEN NOTIFIED OF THE POSSIBILITY OF SUCH LOSSES.

26.4. THE BETFAIR PARTIES ARE NOT LIABLE FOR THE FAILURE OF ANY EQUIPMENT OR SOFTWARE, WHEREVER LOCATED OR ADMINISTERED, OR WHETHER UNDER OUR DIRECT CONTROL OR NOT, THAT MAY PREVENT THE OPERATION OF OUR SERVICES, IMPEDE THE PLACING OF ORDERS FOR BETS OR THE ACCEPTANCE OF BETS, OR PREVENT YOU FROM BEING ABLE TO CONTACT US. THE BETFAIR PARTIES WILL NOT BE LIABLE FOR ANY LOSS OF CONTENT OR MATERIAL UPLOADED OR TRANSMITTED THROUGH THE WEBSITE AND YOU CONFIRM THAT THE BETFAIR PARTIES SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY MODIFICATION TO, OR SUSPENSION OR DISCONTINUANCE OF, THE SERVICES. THE BETFAIR PARTIES RESERVE THE RIGHT TO CANCEL OR SUSPEND THE SERVICES WITHOUT INCURRING ANY LIABILITY.

26.5. THE BETFAIR PARTIES ARE NOT LIABLE FOR ANY LOSS OR DAMAGE THAT YOU MAY SUFFER BECAUSE OF ANY ACT OF GOD; POWER FAILURE; TRADE OR LABOR DISPUTE; ACT, FAILURE OR OMISSION OF ANY GOVERNMENT OR AUTHORITY; OBSTRUCTION OR FAILURE OF TELECOMMUNICATION SERVICES OR NETWORKS; OR ANY OTHER ACT, OMISSION, DELAY OR FAILURE CAUSED BY A THIRD PARTY OR OTHERWISE OUTSIDE OF OUR CONTROL.

26.6. The foregoing limitations of liability will apply even if any of the foregoing events or circumstances were foreseeable and even if the Betfair Parties were advised of or should have known of the possibility of such losses or damages, regardless of whether you bring an action based in contract, negligence, strict liability, or tort (including whether caused, in whole or in part, by negligence, acts of god, telecommunications failure, or destruction of the Services).

27. Indemnity

In exchange for the right to participate in the Services, you agree to indemnify, defend (at our option) and hold the Betfair Parties harmless from and against any and all damages, losses, liabilities, claims, costs, investigations, judgments, fines, penalties, settlements, interest, expenses or demands, including, but not limited to, personal injury, death, or damage to or loss of property, that directly or indirectly arise from or are related to: (i) injuries, damages, or losses to persons and property which may be sustained in connection with participation in any wagering transactions, the receipt, ownership, use or misuse of any winnings or while preparing for, participating in and/or traveling to or from any Services related activity, as well as any claims based on publicity rights, defamation, or invasion of privacy; (ii) your User Generated Content; (iii) your use of the Services and your activities in connection with the Services; (iv) your breach or anticipatory breach of these Terms; (v) your violation or anticipatory violation of any laws, rules, regulations, codes, statutes, ordinances, or orders of any governmental or quasi-governmental authorities in connection with your use of the Services, participation in any wagering transactions, and your other activities in connection with the Services; (vi) information or material transmitted through your Device, even if not submitted by you, that infringes, violates, or misappropriates any copyright, trademark, trade secret, trade dress, patent, publicity, privacy, or other right of any person or entity; (vii) any misrepresentation made by you; and (viii) our use of the information that you submit to us (including your User Generated Content) (all of the foregoing, “Claims and Losses”). We may, in our sole and absolute discretion, require any winner to execute a separate release of claims similar to the one listed above in this Section as a condition of being awarded any bet or receiving any pay-out. You will cooperate as fully required by us in the defense of any Claim and Losses. Notwithstanding the foregoing, we retain the exclusive right to settle, compromise, and pay any and all Claims and Losses. We reserve the right to assume the exclusive defense and control of any Claims and Losses. You will not settle any Claims and Losses without, in each instance, the prior written consent of an officer of BIU. We are not responsible for technical, hardware, network connections or incomplete or delayed computer transmissions, regardless of cause.

28. Intellectual Property Rights

28.1. Content.
28.1.1. The Services contain a variety of: (i) materials and other items relating to Betfair Casino, FanDuel Sportsbook and their products and services, and similar items from our licensors and other third parties, including all layout, information, text, data, files, images, scripts, designs, graphics, button icons, instructions, illustrations, photographs, audio clips, music, sounds, pictures, videos, advertising copy, URLs, technology, software, interactive features, the “look and feel” of the Services, and the compilation, assembly, and arrangement of the materials of the Services and any and all copyrightable material (including source and object code); (ii) trademarks, logos, trade names, service marks, and trade identities of various parties, including those of BIU (collectively, “Trademarks”); and (iii) other forms of intellectual property (all of the foregoing, collectively, “Content”).

28.2. Ownership.
28.2.1. The Services (including past, present, and future versions) and the Content are owned or controlled by BIU and/or our licensors and certain other third parties. All Content included on the Services is used with the permission of BIU, such as text, graphics, logos, icons, images, and audio clips. All right, title and interest in and to the Content available on the Services is the property of BIU or our licensors or certain other third parties and is protected by United States and international copyright, trademark, patent or other intellectual property rights to the fullest extent possible.

28.3. Limited License.
28.3.1. Subject to your strict compliance with these Terms and any Additional Terms, BIU grants you a limited, non-exclusive, revocable, non-assignable, personal, and non-transferable license to: (i) download (temporary storage only), display, view, use, play, and/or print one copy of the Content (excluding source and object code in raw form or otherwise, other than as made available to access and use to enable display and functionality) on a personal computer, mobile phone or other wireless device, or other Internet enabled device (each, a “Device”) for your personal, non-commercial use only, and (ii) to use certain Content that we may from time to time make available on the Services explicitly for you for use as part of or to be incorporated into your User Generated Content (“Betfair Licensed Elements”), but only for such purposes as may be explicitly stated at the time that the Betfair Licensed Elements are made available on the Services; but we and our licensors and certain other third parties, as the case may be, retain ownership of such Betfair Licensed Elements. The foregoing limited license: (i) does not give you any ownership of, or any other intellectual property interest in, any Content, and (ii) may be immediately suspended or terminated for any reason, in BIU’s sole discretion, and without advance notice or liability. In some instances, we may permit you to have greater access to and use of Content and/or Betfair Licensed Elements, subject to certain additional terms. You may not distribute, modify, transmit, reuse, re-post, or use the Content on the Services for public or commercial purposes, including the text, images, audio, and video without BIU’s written permission.

28.4. Rights of Others.
28.4.1. When using the Services, you must respect the intellectual property and other rights of BIU and others. Your unauthorized use of Content may violate copyright, trademark, privacy, publicity, communications, and other laws, and any such use may result in your personal liability, including potential criminal liability. BIU respects the intellectual property rights of others.

28.5. Data Available on the Services.
28.5.1. For the avoidance of any doubt you may use the data available from the Websites and the other Services (including for example odds, both live and historical) only as strictly required for your permitted personal, non-exclusive, non-sublicenseable, non-commercial purpose of availing of the Services. Any other use and/or reproduction of the data without prior written consent of BIU is prohibited and will constitute a breach of these Terms. BIU reserves its right to take such action as it considers necessary, including issuing legal proceedings without further notice to you, in relation to any unauthorized use of its data or of the Websites or Services.

29. General

29.1. Third Party Linking.
29.1.1. At BIU’s discretion, the Websites or other Services may contain links to third party websites. These links are provided solely as a convenience to you and not as an endorsement by BIU of the contents on such third party websites. BIU is not responsible for the content of linked third party sites and does not make any representations regarding the content or accuracy of materials on such third party sites. LINKS TO ANY SERVICES PROVIDED BY A THIRD PARTY ARE NOT INTENDED FOR TRADING OR INVESTING PURPOSES AND BIU WILL ACCEPT NO LIABILITY FOR ANY DIRECT, CONSEQUENTIAL, INCIDENTAL, INDIRECT, PUNITIVE OR ANY OTHER LOSSES OR DAMAGES ARISING OUT OF YOUR ACCESS TO AND USE OF THE INFORMATION PROVIDED. IF YOU DECIDE TO ACCESS LINKED THIRD PARTY WEBSITES, YOU DO SO AT YOUR OWN RISK.
29.1.2. BIU generally welcomes the hyper-linking to our Websites from other appropriate websites provided such links are to our homepage (and no deeper within the Websites) and provided BIU gives its written consent to the establishment of such links. BIU reserves the absolute right to refuse to consent to such links without giving reasons. Any links to either Website from another website must be presented in such a manner that the viewing of the Website is not impaired by framing or similar techniques that may impair a browser’s experience.
29.1.3. BIU does not permit linking from its Websites or its Services to third party websites or services or the display of third party content on top of, or in addition or as an alternative to, our Websites or Services without our express written consent. In particular, BIU expressly prohibits third parties from framing, similar techniques or other acts of impairment of a user’s experience when they visit our Websites or engage with our Services. To this end, and by your acceptance of these Terms whether as registered member or otherwise, you hereby acknowledge that where you engage in any of the foregoing prohibited actions:
i. damages may not be an adequate remedy for any infringement and that we are entitled to the remedies of injunction, specific performance, an order to deliver up materials which infringe our intellectual property rights and any other statutory or equitable relief and that no proof of special damages is necessary for reliance on such remedies; and
ii. you shall indemnify us for any liabilities, losses or damages (including reasonable legal fees), however caused, that may arise as a result of or in connection with your non-compliance with this Section.

29.2. Transfer and Assignment.
29.2.1. On occasion, we may require the ability to transfer, assign or sublicense these Terms to a third party, for example (but without limitation) in the case of our engaging new third party service providers in respect of the Additional Gaming Services or in the case of a merger or acquisition. You hereby consent, and we reserve the right to, transfer, assign or sublicense these Terms, in whole or in part, to any person without requiring any additional consent and without notice, provided that any such assignment will be on the same terms or terms that are no less advantageous to you.
29.2.2. You may not assign, sublicense or otherwise transfer in any manner whatsoever any of your rights or obligations under these Terms without our prior written consent.

29.3. Severability.
29.3.1. If any provision of these Terms is held to be invalid, void or unenforceable by reason of any law, rule, administrative order or judicial decision, that provision will be, to the extent strictly necessary, severed from the remaining terms and conditions and that determination shall not affect the validity of the remaining provisions of these Terms. In the case of the severance of any terms, the part deemed invalid or unenforceable shall be amended in a manner consistent with the applicable law to reflect, as closely as possible, the original intent in these Terms.

29.4. Waiver.
29.4.1. Failure by BIU to insist upon strict performance of any of your obligations or to exercise any of the rights or remedies to which we are entitled shall not constitute a waiver of such rights or remedies and shall not relieve you from compliance with such obligations and a waiver by us of any default shall not constitute a waiver of any subsequent default.

29.5. Notices.
29.5.1. Notices and other communications delivered or mailed to the postal address or to the electronic-mail address provided by you shall, until we have received notice in writing of any different address, be deemed to have been personally delivered once sent whether actually received or not.

29.6. Interpretation.
29.6.1. In the event of there being any conflict or inconsistency between the terms and conditions comprising these Terms as identified in Section 2, the order of precedence shall be as follows:
(i) the terms and conditions governing the Additional Gaming Services to the extent that they are relevant to the Additional Gaming Services; and then
(ii) the House Rules; and then
(iii) these Betfair Casino and FanDuel Sportsbook Terms & Conditions; and then
(iv) our Privacy Policy; and then finally
(vi) any other of our terms and conditions, rules or policies as they relate to promotions, bonuses, special offers or any other aspect of your use of the Services from time to time.

29.7. Entire Agreement.
29.7.1. These Terms and any documents referred to herein represent the entire agreement between BIU and you and supersede any prior agreement, understanding or arrangement, whether oral or in writing. We each acknowledge that we have not relied on any representation, undertaking or promise given by the other or implied from anything said or written in negotiations between us except as expressly stated in these Terms.

29.8. Communications.
29.8.1. When you communicate with us electronically, such as via e-mail and text message, you consent to receive communications from us electronically. Please note that we are not obligated to respond to inquiries that we receive. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
29.9. Investigations; Cooperation with Law Enforcement; Termination; Survival.
31.9.1. We reserve the right, without any limitation, to: (i) investigate any suspected breaches of the Services’ security or its information technology or other systems or networks; (ii) investigate any suspected breaches of these Terms; (iii) investigate any information obtained by us in connection with reviewing law enforcement databases or complying with criminal laws; (iv) involve and cooperate with law enforcement authorities in investigating any of the foregoing matters; (v) prosecute violators of these Terms; and (vi) discontinue the Services, in whole or in part, or, except as may be expressly set forth in any additional terms, suspend or terminate your access to it, in whole or in part, including any Accounts or registrations, at any time, without notice, for any reason and without any obligation to you or any third party. Any suspension or termination will not affect your obligations to us under these Terms. Upon suspension or termination of your access to the Services, or upon notice from us, all rights granted to you under these Terms will cease immediately, and you agree that you will immediately discontinue use of the Services. The provisions of these Terms, which by their nature should survive your suspension or termination will survive, including the rights and licenses you grant to us in these Terms, as well as the indemnities, releases, disclaimers, and limitations on liability and the provisions regarding jurisdiction, choice of law, no class action, and mandatory arbitration.

30. Disputes & Governing Law

30.1. APPLICABLE LAW/BINDING ARBITRATION.
30.1.1. ALL OTHER CONTROVERSIES OR CLAIMS ARISING OUT OF OR RELATED TO OUR SERVICE OR THESE TERMS SHALL BE CONSTRUED AND ENFORCED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW JERSEY AND THE UNITED STATES OF AMERICA WITHOUT REGARD TO ANY CHOICE OF LAW OR CONFLICT OF LAWS PRINCIPLES, REGARDLESS OF WHERE YOU LIVE. ALL ACTIONS OR PROCEEDINGS ARISING IN CONNECTION WITH, TOUCHING UPON OR RELATING TO THESE SERVICE TERMS, THE SERVICE, WAGERING TRANSACTIONS, THE SITE, THE APP, OR THE BREACH OF THESE TERMS AND/OR THE SCOPE OF THE PROVISIONS OF THIS ARBITRATION CLAUSE, SHALL BE SUBMITTED TO JAMS (“JAMS”) FOR FINAL AND BINDING ARBITRATION UNDER ITS STREAMLINED ARBITRATION RULES, TO BE HELD IN JERSEY CITY, NEW JERSEY, BEFORE A SINGLE ARBITRATOR WHO SHALL BE A RETIRED JUDGE. THE ARBITRATOR SHALL BE SELECTED BY MUTUAL AGREEMENT OF THE PARTIES OR, IF THE PARTIES CANNOT AGREE, THEN BY STRIKING FROM A LIST OF ARBITRATORS SUPPLIED BY JAMS. THE ARBITRATION SHALL BE A CONFIDENTIAL PROCEEDING, CLOSED TO THE GENERAL PUBLIC. THE ARBITRATOR SHALL ISSUE A WRITTEN OPINION STATING THE ESSENTIAL FINDINGS AND CONCLUSIONS UPON WHICH THE ARBITRATOR’S AWARD IS BASED. THE ARBITRATOR SHALL HAVE THE POWER TO ENTER TEMPORARY RESTRAINING ORDERS AND PRELIMINARY AND PERMANENT INJUNCTIONS. NEITHER PARTY SHALL BE ENTITLED OR PERMITTED TO COMMENCE OR MAINTAIN ANY ACTION IN A COURT OF LAW WITH RESPECT TO ANY MATTER IN DISPUTE UNTIL SUCH MATTER SHALL HAVE BEEN SUBMITTED TO ARBITRATION AS HEREIN PROVIDED AND THEN ONLY FOR THE ENFORCEMENT OF THE ARBITRATOR’S AWARD.

30.2. Limited Time to File Claims.
30.2.1. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IF YOU OR WE WANT TO ASSERT A DISPUTE AGAINST THE OTHER, THEN YOU OR WE MUST COMMENCE IT WITHIN ONE (1) YEAR AFTER THE DISPUTE ARISES OR IT WILL BE FOREVER BARRED.

30.3. Small Claims Matters Are Excluded from Arbitration Requirement.
30.3.1. Notwithstanding the foregoing, either of us may bring any qualifying claim in small claims court located in the State of New Jersey.

30.4. No Class Action Matters.
30.4.1. Except where prohibited by law, you agree that: (a) any and all disputes, claims and causes of action arising out of or connected with the Services, any wagering transaction and winnings awarded in connection therewith will be arbitrated only on an individual basis, without resort to any form of class action, and will not be consolidated with any other arbitrations or other proceedings that involve any claim or controversy of any other party; (b) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Services, but in no event attorneys’ or experts’ fees; and (c) under no circumstances will you be permitted to obtain awards for, and you hereby waive all rights to claim indirect, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased.

30.5. Waiver of Injunctive or Other Equitable Relief.
30.5.1. IF YOU CLAIM THAT YOU HAVE INCURRED ANY LOSS, DAMAGES, OR INJURIES IN CONNECTION WITH YOUR PARTICIPATION IN THE SERVICES, THEN THE LOSSES, DAMAGES, AND INJURIES WILL NOT BE IRREPARABLE OR SUFFICIENT TO ENTITLE YOU TO AN INJUNCTION OR TO OTHER EQUITABLE RELIEF OF ANY KIND. THIS MEANS THAT, IN CONNECTION WITH YOUR CLAIM, YOU AGREE THAT YOU WILL NOT SEEK, AND THAT YOU WILL NOT BE PERMITTED TO OBTAIN, ANY COURT OR OTHER ACTION THAT MAY INTERFERE WITH OR PREVENT THE DEVELOPMENT OR EXPLOITATION OF ANY WEBSITES, APPLICATIONS, CONTENT, USER GENERATED CONTENT, PRODUCT, SERVICE, OR INTELLECTUAL PROPERTY OWNED, LICENSED, USED OR CONTROLLED BY US (INCLUDING YOUR LICENSED USER CONTENT) OR A LICENSOR OF BIU.

31. Contact Us

31.1. If you experience any problems or have any inquiries or concerns, please contact Customer Service. If you are not satisfied with how we respond to your question or complaint, please raise a dispute with us by providing full written details of your grievance to us via email at support@betfaircasino.com for Casino-related disputes or sportsbook@fanduel.com for Sportsbook-related disputes. We will try to respond in detail to all such questions or complaints within five (5) calendar days of receipt. BIU, GNAC and NMR are subject to all rules and regulations concerning customer disputes as defined by the NJDGE and NJRC. If, after all reasonable methods to resolve the dispute with us have been exhausted, your dispute is still unresolved, you can contact the NJDGE by completing an Internet Dispute Form on the NJDGE’s website or by contacting the NJDGE at:
New Jersey Division of Gaming Enforcement
1300 Atlantic Avenue
Atlantic City, NJ 08401
Phone: 609-984-0909
Email: info@NJDGE.org

Please note that a copy of all disputes received by the NJDGE related to the Betfair Casino will be forwarded to GNAC, our casino license holder, unless otherwise directed by you. Please note that a copy of all disputes received by the NJRC or NJDGE related to the FanDuel Sportsbook will be forwarded to NMR, our sports wagering license holder, unless otherwise directed by you.

32. Terms Applicable to Apple ioS

32.1. If you are accessing or using one of our Betting Apps through a Device manufactured and/or sold by Apple, Inc. (“Apple”, with such a device herein referenced as an “Apple Device”):
32.1.1. To the extent that you are accessing the Betting App through an Apple Device, you acknowledge that these Terms are entered into between you and BIU and, that Apple is not a party to these Terms other than as third-party beneficiary as contemplated below.
32.1.2. The license granted to you in Clause 28 of these Terms is subject to the permitted Usage Rules set forth in the Apple App Store Terms and Conditions (see: http://www.apple.com/legal/itunes/us/terms.html) and any third party terms of agreement applicable to the Betting App.
32.1.3. You acknowledge that BIU, and not Apple, is responsible for providing the Betting Apps and Content thereof.
32.1.4. You acknowledge that Apple has no obligation whatsoever to furnish any maintenance or any support services to you with respect to the Betting Apps.
32.1.5. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the Betting Apps.
32.1.6. Notwithstanding anything to the contrary herein, and subject to the terms in these Terms, you acknowledge that, solely as between Apple and BIU, BIU and not Apple is responsible for addressing any claims you may have relating to the Betting Apps, or your possession and/or use thereof, including, but not limited, to: (i) product liability claims, (ii) any claim that the Betting App fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection or similar legislation.
32.1.7. Further, you agree that if a Betting App, or your possession and use of a Betting App, infringes on a third party’s intellectual property rights, you will not hold Apple responsible for the investigation, defense, settlement and discharge of any such intellectual property infringement claims.
32.1.8. You acknowledge and agree that Apple, and Apple’s subsidiaries, are third-party beneficiaries of these Terms, and that, upon your acceptance of the terms and conditions of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary thereof.
32.1.9. When using a Betting App, you agree to comply with any and all third-party terms that are applicable to any platform, website, technology or service that interacts with the Betting App.
32.1.10. You represent and warrant that: (i) you are not located in a country that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.

Part B - Casino: Terms and Conditions for Betfair Casino

Your use of the “Casino” portion of the Services and/or your playing any game thereon (each a “Game”) means that you accept these additional terms and conditions (these “terms”) which are legally binding and made part of the Terms. Further, you acknowledge and agree to be bound by any additional rules which appear within a Game, including within a Game’s “Help” or “Game Info” tabs (“Rules”), including rules relating to minimum/maximum bets, maximum payouts, jackpots, disconnections and system malfunctions. The Rules may also contain instructions on how to play and the return-to-player (“RTP”). Please familiarize yourself with these terms and the Rules before you use the Casino or play a Game. You understand that you may lose money when playing the Games and accept that you are fully responsible for any such loss. You accept that under no circumstances will any amounts lost by you be recoverable from us or our vendors, licensors, suppliers, or GNAC.

1. RANDOM NUMBER GENERATOR

You fully accept and agree that random number generator (“RNG”) software will determine all outcomes of Games on the Casino. In the event of a discrepancy between the results displayed on your Device and a Game’s records on our server, our records shall be regarded as definitive.

2. ERRORS

In the event of systems or communications errors relating to the generation of any result, bet settlement or any other element of a Game, we will not be liable to you as a result of any such errors and we reserve the right to void all related bets and plays on the Game in question.

3. DISCONNECTION, MISUSE AND MALFUNCTION

3.1 We, our affiliates, agents and licensors accept no responsibility and will not be liable for any loss resulting from delays or interruptions to play due to failure, breakdown, malfunction, interruption of or disconnection from the games server or any other causes over which we or they have no control.
3.2 Misuse or system malfunction voids all bets, plays and pays.
3.3 For all Games other than Live Dealer Table Games, which are subject to the Live Dealer Terms and Conditions set forth below, in the case of disconnection during a game in which there are still active bets of real currency, wagers that remain pending for 30 days or more will be cancelled and returned to you by no later than the fifth business day of the second subsequent calendar month following the calendar month in which the wager became pending. For example, wagers remaining in a pending state in the month of September will be cancelled and returned to you by no later than the fifth business day of November.

4. COMPLIANCE WITH LAWS

The Casino and Games thereon may only be used for lawful purposes and in a lawful manner. You agree to comply with all applicable laws, statutes and regulations regarding Games and any bets placed on or via Games or the Casino. We reserve the right to cooperate with law enforcement and other regulatory authorities, in investigating claims of illegal activity on the Casino.

5. GENERAL

5.1 Where applicable, maximum payouts will be indicated to you in the Rules or elsewhere on the Services.

5.2 Promotions and tournaments on the Casino will have their own individual terms and conditions which will govern your participation in the relevant promotion/tournament. Where you are credited with an amount to your Account pursuant to a promotional campaign or competition, unless specified to the contrary within the terms of such promotion or competition, the credited funds may only be used as bonus funds to play Games and cannot be withdrawn as cash. We reserve the right to reclaim bonus amounts credited to your Account if you attempt to withdraw them from your Account. By accepting any prize (including a jackpot) and/or winnings as part of a promotion on the Casino, you agree that you will not unreasonably withhold your consent to the use of your name (without compensation) for advertising and promotional purposes.

5.3 We may, at our sole discretion and without any requirement to give reasons, exclude any customer from our services generally and/or from receiving selected promotions and offers introduced by us from time to time.

5.4 We reserve the right to refuse or limit any bets or bonuses (for example by setting minimum and maximum amounts which will be set out in Rules, or by setting wagering requirements), or change such limits, at our sole discretion for any reason whatsoever without any obligation to provide you with notice.

5.5 We reserve the right to suspend, discontinue, modify, remove or add to the Casino and/or any Game at our discretion with immediate effect and without any obligation to provide you with notice and we will not be liable as a result of any such action.

5.6 You shall not interfere, interrupt, attempt to interrupt or attempt to manipulate the operations of the Services or the Casino or the normal play of any of Games thereon. In particular, you will not use or attempt to use any artificial intelligence or player assistance software but will play personally via the interfaces provided by us only. If you become aware that the Casino or any Game contains any error, you must inform our Customer Service and you agree not to take advantage of any such error. We reserve the right to recover any advantage that you may gain from any error, as well as all costs and expenses in making such recovery.

5.7 Your Account is personal to you. You shall not allow others to use your Account or to accept any prize or participate in any Game. Any person found to have violated this clause will be liable for all losses on the Account but will not be entitled to collect any winnings. It is your responsibility to keep your password private and secure and you are solely responsible for the security of your Account information and password. You are responsible for any unauthorized use of your Account and/or password. In the event that a third party places a bet or is thought to have placed a bet from your Account, such bet shall be valid and liability for losses on your Account will lie with you, whether or not you were aware the third party misappropriated your Account and password information. You agree to notify us immediately if there is any change to your Account information.

5.8 You will not post any unlawful, obscene, abusive, defamatory, threatening or other offensive material on the Services.

5.9 We reserve the right to moderate any chat on the Casino and remove postings, including those which promote competing services and those which are untrue, derogatory or critical of us, the Services, the Casino and/or a Game. In addition, you agree to observe and abide by any specific chat rules that we may post on any chat facility from time-to-time.

5.10 You understand that you risk losing money while using the Casino and playing Games and that you use the Casino and play Games at your sole risk.

5.11 Excluding the payment of valid bets, in no event shall we be liable to you: (i) with respect to any and all claims arising from or related to these Terms or the Services, howsoever arising under contract, tort, negligence, breach of statutory duty or in any other cause of action, for damages exceeding the average balance held in your account in the previous six (6) months (or the term of the account in the case of accounts open for less than six (6) months; or (ii) for any consequential, indirect, incidental or special damage or loss of any kind whatsoever; or loss of business, profits, revenue, reputation, goodwill, contracts, anticipated savings or opportunities; or loss or damage arising from loss, damage or corruption of any data, even if such losses are foreseeable or if we have been notified of the possibility of same.

5.12 If any part of these Casino Terms and Conditions shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed to be severable from these Casino Terms and Conditions and shall not affect the validity and enforceability of any of the remaining provisions of these Casino Terms and Conditions.

5.13 These Casino Terms and Conditions, together with the Online Gambling Terms and Conditions and the Rules (as applicable) contain the entire agreement between you and us relating to the Casino and the Games thereon.

6. INACTIVE ACCOUNTS

6.1. Accounts shall be deemed “Dormant” in the event that the Account holder does not log in within a 12-month period. Dormant Accounts will be opted out of all bonuses in accordance with the applicable bonus terms. In accordance with applicable regulations, unclaimed balances in Dormant Accounts will be forfeited.

Part C - Live Dealer: Terms and Conditions for Betfair Casino Live Dealer Games

Your use of the “Live Dealer” portion of the Services and/or your playing any game thereon (each a “Game”) means that you accept these additional terms and conditions (these “terms”) which are legally binding and made part of the Terms. Further, you acknowledge and agree to be bound by any additional rules which appear within a Game, including within a Game’s “Help” or “Game Info” tabs (“Rules”), including rules relating to minimum/maximum bets, maximum payouts, jackpots, disconnections and system malfunctions. The Rules may also contain instructions on how to play and the return-to-player (“RTP”). Please familiarize yourself with these terms and the Rules before you use the Casino or play a Game. You understand that you may lose money when playing the Games and accept that you are fully responsible for any such loss. You accept that under no circumstances will any amounts lost by you be recoverable from us or our vendors, licensors, suppliers, or GNAC.

1. BETS
1.1 Where applicable, the Rules for each Game will provide you with details of the types of bets which can be made, details in respect of minimum or maximum bets and any restrictions which apply to bets, for example, wagering requirements and/or the restrictions in respect of the time frame in which a bet must be placed.

2. MINIMUM DEPOSITS AND MAXIMUM DEPOSITS
Where applicable, the game rules for each Game will provide you with details in respect of minimum deposits. Please note that maximum account deposits apply, as will be indicated to you where relevant.

3. MAXIMUM PAYOUTS
Where applicable, the game rules for each Game will provide you with details in respect of maximum payouts.

4. CONFIRMATION OF BETS
Where applicable, the Rules for each Game will provide you with details in respect of bet confirmations.

5. DISCONNECTION
Live Dealer Table Games
Due to Betfair Casino Live Dealer games offering real-time wagering alongside other patrons, if a patron is disconnected during any active game round, the bets accepted by the Live Dealer system will be in play and the dealer will continue with the round as normal. There is no functionality for any Betfair Casino Live Dealer games to wait for a disconnected patron to return to a table before continuing.

Live Dealer Blackjack – if a patron is disconnected in an active game round, the Live Dealer system will automatically stand regardless of the cards showing until the patron returns or the round ends. If the round ends before the patron was able to return, the Live Dealer system will complete the round and payout according to the cards on the table. The outcome of the round can be validated in the Live Dealer Blackjack game history or by contacting Customer Service.

Live Dealer Baccarat - if a patron is disconnected in an active game round, the Dealer will continue and complete the round. If the round ends before the patron was able to return to the table, the Live Dealer system will complete the round and payout according to the cards on the table. The outcome of the round can be validated in the Live Dealer Baccarat game history or by contacting Customer Service.

Live Dealer Roulette - if a patron is disconnected in an active game round, the Dealer will continue and complete the round as normal. If the ball drops onto a number before the patron was able to return, the system will complete the round and payout according to the bets placed on the table. The outcome of the round can be validated in the Live Dealer Roulette game history or by contacting Customer Service.

6. ERRORS
In the event of systems, communications or human errors relating to the generation of any result, bet settlement or any other element of a game, we will not be liable to you as a result of any such errors and we reserve the right to withhold payment and to declare all bets or plays in question void. If we discover the error after payment has been made, you shall indemnify and shall be liable to pay us, on demand, the relevant amount paid by us to you as a result of the error (and any costs sustained or incurred by us in recovering the relevant amount from you.

7. MISUSE
Misuse or abuse of a Game voids all bets, plays and payouts.

Part D – Sportsbook: Terms and Conditions/House Rules for FanDuel Sportsbook

Part A - Introduction

1. Use and interpretation

The FanDuel Sportsbook Rules and Regulations ("Sportsbook House Rules") are part of the FanDuel Sportsbook Casino and FanDuel Sportsbook Terms & Conditions.
The Sportsbook House Rules apply in relation to the markets offered and bets placed on the FanDuel Sportsbook Website and the FanDuel Sportsbook Betting Apps as well as at the FanDuel Sportsbook retail location at New Meadowlands Racetrack.

The Sportsbook House Rules consist of the following:
o This Introduction section (Part A);
o The General Rules (set out in Part B below); and
o The Specific Sports Rules (set out in Part C below – these apply to certain sports).

The General Rules apply to all bets on the aforementioned products unless stated otherwise in the Specific Sports Rules. If there is any inconsistency between the Specific Sports Rules and the General Rules, the Specific Sports Rules shall prevail. The General Rules will apply in respect of any category of bets or markets not referred to in the Specific Sports Rules (for example, special bets or beach volleyball).

FanDuel Sportsbook reserves the right to amend the Sportsbook House Rules at any time subject to the regulatory approval of the NJDGE. Any such revision will be binding and effective immediately on the posting out to customers of such rule changes and any bets accepted after the rule changes have been posted shall be governed by the new Sportsbook Rules.

2. Customer responsibility

FanDuel Sportsbook customers should make themselves aware of all of the Sportsbook House Rules affecting any market on which they wish to place a bet.

3. Customer betting disputes

Any FanDuel Sportsbook customer who has any concerns or questions regarding the Sportsbook House Rules or regarding the settlement of any FanDuel Sportsbook market should contact FanDuel Sportsbook Customer Service.

If a customer is not satisfied with how a bet or a market has been settled then the customer should provide details of their grievance to FanDuel Sportsbook Customer Service.
When a customer has exhausted the internal FanDuel Sportsbook betting dispute process without a satisfactory outcome, they may submit their betting dispute to the NJDGE by completing an Internet Dispute Form on the NJDGE’s website or contacting the NJDGE at:

New Jersey Division of Gaming Enforcement
1300 Atlantic Avenue
Atlantic City, NJ 08401
Phone: 609-984-0909
Email: info@NJDGE.org

Part B - General Rules

1. Prohibited Persons

The following individuals are prohibited from placing wagers or collecting winnings:

i. Persons under the age of 21;
ii. Persons on any exclusion list;
iii. Any person making a wager on the account of or for any other person.

In addition, any person who is an athlete, coach, referee, direct or indirect owner of 10% or greater, or director of a sports governing body or any of its members teams, a player or a referee personnel member, in or on any sports event overseen by that person’s sports governing body, a person who holds a position of authority or influence sufficient to exert influence over the participants in a sporting contest, including, but not limited to, coaches, managers, handlers, athletic trainers or horse trainers, a person with access to certain types of exclusive information on any sports event overseen by that person’s sports governing body, or a person identified by any lists provided by the sports governing body to the NJDGE or the NJRC, may not place a wager on a sports event that is overseen by that person’s sports governing body.

Any employee of a sports governing body, or one of its member teams, who is not a prohibited sports pool participant must register with the NJDGE prior to placing a sports pool wager.

2. Retail and Kiosk Betting Tickets

3. Wager Type Calculations

Calculations for wager types are as follows:

4. Notification of Odds or Line Changes

Customers will be notified of odds or line changes in the following manner:

The FanDuel Sportsbook will accept wagers on currently posted terms unless otherwise posted or noted on printed media.

5. Funding of Wagers

Customers may fund wagers at the FanDuel Sportsbook retail location at New Meadowlands Racetrack via cash or winning tickets at a betting window or cash at a kiosk.

Customers may fund their FanDuel Sportsbook Account as described in Sections 7 and 8 of Part A - Online Gambling Terms and Conditions.

6. In-Play Betting

6.1 General

6.2 All markets other than soccer markets - not suspending at the time of the 'off'

6.3 Soccer markets - not suspending at kick-off

7. Results and market settlement

7.1 General

i. whether the market should be reinstated or resettled in light of this new information; or
ii. whether or not to wait for further information before deciding whether to reinstate or resettle the market. Except where FanDuel Sportsbook has announced that it is waiting for further information, any information that comes into the public domain more than 48 hours after a market has been settled shall not be considered by FanDuel Sportsbook (regardless of whether or not such information may have led to a different result).

7.2 Resettlements

i. the official result is different to the result on which FanDuel Sportsbook initially settled the market; or
ii. if the whole market is eventually voided (e.g. for an abandoned event).

7.3 Non Runners

8. Abandonments, Cancellations, Postponements

Major League Soccer Cup = tournament;
NFL AFC West = tournament;
Ryder Cup outright = tournament;
Golf tournament outright = tournament;
Tennis Tournament outright = tournament;
Motor Race (e.g. Indianapolis 500) = match;
NBA Finals = match;
NBA Championship = tournament.

9. Change of venue

o For any team sport: if the scheduled venue is changed after a bet is placed, all bets will be void only if the new venue is a home ground of the original away team (or in the case of international matches, only if the venue changes to a venue in a different country).
o For all categories or markets other than team sports: if the scheduled venue is changed after a bet is placed, all bets will stand.
o If there is a change in the type of scheduled surface (e.g. a hockey match switching from grass to astro-turf) after a bet is placed, all bets will stand.

10. Periods of time

11. "To qualify markets

12. Dead heats

13. Errors

o materially different from those available in the general betting market at the time the bet was made; or
o clearly incorrect given the chance of the event occurring at the time the bet was made including, in either case, because the bet was placed after the start of an event, because the market was not displaying or reflecting in-play status, or because of any other reason, then the FanDuel Sportsbook reserves the right to either (i) correct any obvious errors by settling winning bets at the ‘correct price,’ as reasonably determined by FanDuel Sportsbook, or (ii) void any bet placed where such errors have occurred.

14. Maximum winnings

Soccer Events:

o Events limited to $1,000,000
Major League Soccer, English Premier League, FIFA World Cup Finals, French Ligue 1, German 1. Bundesliga, Serie A, Spanish Primera Division, The Championship, League 1 & 2, UEFA Champions League (group stage onwards), Europa League (group stage onwards), UEFA European Championship, FA Cup (1st round onwards), Competitive Internationals played between two UEFA teams.

Market Limits

Match Result, To Win League, To Win Cup $1,000,000
To Qualify, Over/Under Goals, Correct Score, Double Chance, Half Time/Full Time, First/Last/Anytime Goalscorer, Wincast, Scorecast, Match Odds & BTTS $250,000
All Other Match Markets $150,000
Other Ante-Post/Long Term Markets $1,000,000
All Other Markets (including all markets that are decided off the field of play, i.e. Next Manager to Leave) $50,000

o Events limited to $500,000
African Cup of Nations Finals, CONCACAF Finals, Olympic Games, Competitive matches between two CONMEBOL teams, English & Scottish League Cups, National League, Scottish Premier League, Scottish Cup (2nd round onwards)

Market Limits

Match Result, To Win League, To Win Cup $500,000
To Qualify, Over/Under Goals, Correct Score, Double Chance, Half Time/Full Time, First/Last/Anytime Goalscorer, Wincast, Scorecast, Match Odds & BTTS $250,000
All Other Match Markets $100,000
Other Ante-Post/Long Term Markets $100,000
All Other Markets (including all markets that are decided off the field of play, i.e. Next Manager to Leave) $10,000

o Events limited to $250,000
Austrian Bundesliga, Belgian Jupiler League, Dutch Eredivisie, Australian A League, Finnish Veikkausliiga, French Ligue 2, German 2. Bundesliga, Greek Super League, Norwegian Tippeligaen, Portuguese Superliga, Scottish Championship, Swedish Allsvenskan, Turkish Super League, Danish Superliga, Major League Soccer

Market Limits

Match Result, To Win League, To Win Cup $250,000
To Qualify, Over/Under Goals, Correct Score, Double Chance, Half Time/Full Time, First/Last/Anytime Goalscorer, Wincast, Scorecast, Match Odds & BTTS $100,000
All Other Match Markets $100,000
Other Ante-Post/Long Term Markets $10,000
All Other Markets (including all markets that are decided off the field of play, i.e. Next Manager to Leave) $10,000

o Events limited to $100,000
Norwegian Adeccoligaen, Scottish Division 1 & 2, Swedish Superettan, Danish Division 1, Swiss Super League, Serie B

Market Limits

Match Result, To Win League, To Win Cup $100,000
To Qualify, Over/Under Goals, Correct Score, Double Chance, Half Time/Full Time, First/Last/Anytime Goalscorer, Wincast, Scorecast, Match Odds & BTTS $50,000
All Other Match Markets $50,000
Other Ante-Post/Long Term Markets $10,000
All Other Markets (including all markets that are decided off the field of play, i.e. Next Manager to Leave) $10,000

o Events limited to $50,000
All other soccer competitions and for qualifying rounds for all competitions including NCAA soccer, UEFA Champions League qualifying rounds, Europa League qualifying rounds and FA Cup qualifying rounds (does not apply to Men’s full Internationals qualifying rounds).

Market Limits

Match Result, To Win League, To Win Cup $50,000
To Qualify, Over/Under Goals, Correct Score, Double Chance, Half Time/Full Time, First/Last/Anytime Goalscorer, Wincast, Scorecast, Match Odds & BTTS $25,000
All Other Match Markets $25,000
Other Ante-Post/Long Term Markets $10,000
All Other Markets (including all markets that are decided off the field of play, i.e. Next Manager to Leave) $10,000

Other Sports Events:

Tennis – single events only, grand slam events post qualification, ATP Masters Series, WTA Tour Championship, ATP or WTA events post qualification with a prize fund in excess of $200,000
o Match betting and set betting $200,000.00
o All markets other than match betting and set betting $50,000.00

Golf – PGA, European Tour and All Majors
o Competition Winner including both Strokeplay and Matchplay events. $500,000.00
o All others including not listed $100,000.00

Golf – All Other Events
o Competition Winner including both Strokeplay and Matchplay events $100,000.00
o All others including not listed $50,000.00

Cricket
o Match Odds, Innings Runs, Competition Winner $100,000.00
o All others including not listed $50,000.00

Motorsports
o Race Winner $100,000.00
o All others including not listed $25,000.00

Cycling
o Race Winner & Stage Winner $50,000.00
o All others including not listed $15,000.00

Athletics (e.g. track and field, gymnastics, etc.)
o Race Winner $50,000.00
o All others including not listed $25,000.00

Handball
o All Markets $10,000.00

NHL- Ice Hockey
o Match Result, Total Goals, Handicap, Competition Winner $1,000,000.00
o All others including not listed $100,000.00

NHL – Ice Hockey Pre-season
o Match Result, Total Goals, Handicap, Competition Winner $250,000.00
o All others including not listed $50,000.00

Non NHL- Ice Hockey (including NCAA Ice Hockey)
o All Markets $50,000.00

Winter Sports
o Race Winner $25,000.00
o All others including not listed $15,000.00

Rugby - Senior Mens only, World Cup matches post qualification, Six Nations Matches, Rugby Championship Internationals, Lions Tour Test Matches, Test Internationals where both participating teams are ranked in IRB World Top 12 (union), Test matches where both participating teams are ranked in the Top 3 by the RLIP (League), European Champions Cup matches, Pro12, English Premiership and Top 14 Knockout matches, Super 15 knockout matches, Super League and NRL knockout matches and Challenge Cup Final.
o Match Odds, Handicap, Total Points, Competition Winner $250,000.00
o All others including not listed $50,000.00

MMA
o Fight Winner $200,000.00
o All others including not listed $50,000.00

Boxing
o Fight Winner $200,000.00
o All others including not listed $50,000.00

NBA- Basketball
o Moneyline, Total Points, Handicap, Competition Winner $1,000,000.00
o All others including not listed $100,000.00

NBA- Basketball Pre-season
o Moneyline, Total Points, Handicap, Competition Winner $250,000.00
o All others including not listed $50,000.00

NCAA- Basketball
o Moneyline, Total Points, Handicap, Competition Winner $250,000.00
o All others including not listed $50,000.00

Non NBA/NCAA- Basketball
o Moneyline, Total Points, Handicap, Competition Winner $50,000.00
o All others including not listed $25,000.00

NFL-American Football
o Moneyline, Total Points, Handicap, Competition Winner $1,000,000.00
o All others including not listed $100,000.00

NFL-American Football Pre-season
o Moneyline, Total Points, Handicap, Competition Winner $1,000,000.00
o All others including not listed $100,000.00

NCAA-American Football
o Moneyline, Total Points, Handicap, Competition Winner $250,000.00
o All others including not listed $50,000.00

Non NFL/NCAA-American Football
o All Markets $100,000.00

GAA
o All Markets $100,000.00

MLB- Baseball
o Moneyline, Total Runs, Handicap, Competition Winner $250,000.00
o All others including not listed $50,000.00

MLB- Baseball Pre-season
o Moneyline, Total Runs, Handicap, Competition Winner $250,000.00
o All others including not listed $50,000.00

NCAA- Baseball
o Moneyline, Total Runs, Handicap, Competition Winner $100,000.00
o All others including not listed $50,000.00

Non MLB/NCAA- Baseball
o All Markets $50,000.00

Darts - Post qualification stages - PDC World Darts Championship, PDC Premier League Darts, PDC World Matchplay, PDC World Grand Prix, and Grand Slam of Darts.
o Match Winner, Handicap, 180s match bet, Competition Winner $100,000.00
o All others including not listed $25,000.00

All Other Darts
o All Markets $25,000.00

Volleyball
o All Markets $10,000.00

All Other Sports Not Listed
o All Markets $25,000.00

Overall Maximum Daily Payout Limit: Subject to any lower limits that may apply in respect of any particular event (as set out above), the overall maximum daily payout limit to any customer for all winning bets placed on the FanDuel Sportsbook products combined is $1,000,000. If you place winning bets on those products that exceed this daily limit, your winnings will be reduced to $1,000,000 and the remainder of your winnings in excess of $1,000,000 will be forfeited by you.

15. Multiples/Parlays

16. Cash Out

17. Enhanced Price Bets

18. Miscellaneous

Part C - Specific Sports Rules

1. American Football

1.1 General Rules

1.2 Overview of Specific Markets

o Where a Handicap Draw selection (3-Way Handicap market) is offered during live betting, only bets placed on the draw will be settled as winners when the result lands on the whole number selected.
o Prices quoted are for the whole game inclusive of any overtime played.
o As the markets are in-running, we reserve the right to close the market at any time.
o For Live Betting purposes, these rules apply unless stated otherwise.
o When scores are displayed in running, every effort is made to ensure the accuracy of the score and game time; however, no liability is accepted for incorrect information displayed.

Proposition bets:
o In the event of an abandoned game, all stakes are returned, unless a result is already determined through the course of play that has taken place.
o For player prop markets, any bets on a player who is listed as “inactive” on nfl.com will be voided. All other bets will stand.
o All proposition bets are singles only.

Quarter and half markets:
o For bets based on the specific quarters or halves, the entire period of play must be played unless the result is already determined, except second half markets which do include overtime if played.
o The fourth quarter does not include overtime.

Handicap Betting:
o Overtime counts for match handicap betting.
o Overtime does not count on quarter or half specific markets.
o In the event of a tie, stakes are refunded.
o For quarter and half betting, the entire period must be played for bets to stand.

Match betting:
o Overtime counts. In the event of a tie following overtime, all stakes are refunded.

Total points
o Overtime counts for all total match / team total and prop points markets.
o Overtime does not count for total points on quarter and half specific markets.
o In the event of total points being exactly the nominated line, all stakes are refunded unless a price for the exact amount is quoted.
o For quarter and half betting, the entire period must be played for bets to stand.

Revised half time markets:
o Markets that are revised at half time for the second half of that match include overtime.
o In the event of a tie, all stakes are returned.

First offensive play yard line:
o The result is determined by where the first offensive play from scrimmage takes place.
o In the event of the kick off being returned for a touchdown, bets stand for the following kick off.
o In the event of a turnover, the result is determined on where the first offensive play takes place with respect to the receiving team’s yard line.

First penalty:
o This is settled on the first accepted penalty in the game.

First turnover and first team to commit a turnover:
o For results purposes, only an interception or a fumble counts.
o A punt or 'turnover on downs' does not qualify as a turnover for settlement purposes.
o In the event of an abandoned game, stakes are returned unless a turnover has already taken place.

First offensive play:
o In the event of a false start penalty on the first offensive play, bets stand for the next offensive play that takes place without a false start penalty.

First team/last team to score and first touchdown scorer:
o In the event of an abandoned game, bets stand on scores that have taken place already (and overtime counts for these markets).
o First touchdown scorers are all in play or not.
o Touchdown scorers are offered with the option of others on request.
o Only when a player is listed on NFL.com as 'inactive' for that match are the selections voided.

2. Athletics

3. Baseball

3.1 General Rules

3.2 Overview of Specific Baseball Markets

4. Basketball

4.1 Sport Rules – NBA, NCAA and WNBA Basketball

4.2 Overview of Specific Markets – NBA, NCAA and WNBA Basketball

4.3 Player Props – NBA, NCAA and WNBA Basketball

4.4 Sport Rules – Euro/Other Basketball

4.5 Overview of Specific Markets – Euro/Other Basketball

4.6 Player Props – Euro/Other Basketball

5. Boxing and Mixed Martial Arts

5.1 Boxing

General Boxing Rules:
o Results will be based on the official result at ringside with the exception of a technical draw (the rules for which are set out in the “Technical Decision / Draw” section below).
o Results are not official for betting purposes until verified by officials at the fighting venue. If for some reason official verification does not occur at the fighting venue, then (and only then) will reference will be made to www.boxrec.com for settlement purposes. Should an official or unofficial sanctioning body overturn a fight decision based on an appeal, suspension, lawsuit, drug testing result or any other fighter sanction, this will not be recognized for betting purposes.
o Should a contest be postponed, bets will stand if the rescheduled event occurs within 48 hours. Otherwise, all bets in relation to the contest will be void.
o In the event of a 'no contest' being declared, all bets will be made void, with the exception of selections where the outcome has already been unequivocally determined.
o Should there be a substitution for one of the boxers, bets on the original contest will be void, except in a tournament based competition where the equivalent of a Tattersalls Rule 4 deduction may apply (see Prize Fighter below)
o Should there be a change in the manner in which a contest is advertised (e.g. a contest changes from a title fight to a non-title fight) bets will stand.
o Match Betting markets where no draw selection is offered will be made void if the match ends in a draw.
o In fights where the scheduled number of rounds changes, all bets will stand unless the result would be automatically determined by the change in the number of rounds (in which case, such bets will be voided). For example, if a fight gets changed from a 12 to a 10 round fight, bets on rounds 11 and 12 will be void.

Round Betting
o Where a boxer fails to answer the bell for the next round, his opponent shall be deemed to have won the contest in the previous round.
o Subject to the following rule, should, for any reason, the scheduled number of rounds be changed before the commencement of the contest, all round by round bets will stand.
o Notwithstanding the above rule, should, for any reason, the scheduled number of rounds be decreased before the commencement of the contest, all round by round bets on the dropped rounds will be void. Bets on all the remaining rounds will stand.
o Where a contest finishes before the completion of the scheduled number of rounds and, for any reason, the winner is decided by the judges' scorecards (technical decision/technical draw) then all round bets will be deemed losers.
o If the contest goes to the scorecards, then all round bets will be deemed losers.
o Where a contest finishes before the scheduled number of rounds due to an accidental injury and the winner is not determined by the judges’ scorecards, all bets will be void.
o For “Total Rounds” settlement purposes, 1 minute and 30 seconds will represent half a round. For example, for a bet on “Over 10.5 rounds” to be a winner, the fight must last beyond 1 minute and 30 seconds in round 11. If the number of rounds for a fight is changed after this market has been set then all bets on this market will be void.
o For “Will the Fight Go the Distance” (or similarly titled) markets, should the scheduled number of rounds change, this market will be made void. In the event of a technical decision, for settlement purposes, the fight will have been deemed NOT to have gone the distance (i.e. the scheduled number of rounds).

Method of victory
o A knockout (KO) occurs when the boxer does not stand up after a ten count. Technical knockouts (TKO) occur when a boxer is knocked down three times within the same round and the fight is stopped or where the referee steps in to stop the fight when it is decided that a fighter cannot safely continue. If a fighter fails to answer a bell for the next round then this will also be deemed a TKO. For betting purposes, KO/TKO options also include disqualification and retirement.

Technical Decision/Draw
o If a fight is scheduled for more than four rounds and, after four rounds, an accidental foul occurs which causes an injury (further to which the referee stops the fight), the fight will be deemed to have resulted in a technical decision in favour of the boxer who is ahead on the scorecards at the time the fight is stopped (and all markets on the fight will stand).
o If the accidental injury / technical decision occurs during the first 4 rounds, all bets will be made void UNLESS the result of the relevant market has already been unequivocally determined or if the judges’ scorecards are used to determine an official winner at ringside.
o If an intentional foul causes an injury and the injury results in the fight being stopped in a later round: (i) the injured boxer will be deemed to have won by technical decision if he is ahead on the scorecards and (ii) the fight will result in a 'technical draw' if the injured boxer is behind or even on the score cards (and, for settlement purposes, the result of the fight will be deemed to be a draw).
o For betting purposes, betting on rounds or a group of rounds is for a fighter to win by KO, TKO, disqualification or due to the other fighter retiring during that round or group of rounds. In the event of a technical decision before the end of the fight, all round bets will be deemed to be losers.

To Score a Knockdown
o For settlement purposes, a knockdown is defined as a fighter being KO'd or receiving a mandatory eight count (anything deemed a slip by the referee will not count).

Prizefighter Rules
o Match bets will be settled on the result announced in the ring. If any result is announced incorrectly at ringside but is subsequently corrected then bets will be settled based on the corrected winner.
o Outright bets will be settled based on the winning boxer who lifts the trophy. If a substitute is introduced during the tournament, all outright bets will stand and an outright price will be quoted for the new boxer. All outright bets on boxers who withdraw during the tournament due to injury or cuts (having fought on the card) will be deemed to be losing bets.
o Outright bets will be void on any named boxer who does not start the tournament. This rule does not apply to the reserve fighters.
o “Either reserve” (or similar) may be listed as a selection for any Prizefighter tournaments. These selections are priced on a compete or not basis and, accordingly, all bets on these selections will stand whether or not a reserve fighter competes.
o The equivalent of a Tattersall’s rule 4 deduction may be applied to any outright bet where a named fighter is withdrawn before the start of the tournament (and an additional contender added).

5.2 Mixed Martial Arts

General
o Should a contest be postponed, bets will stand if the rescheduled event occurs within 48 hours. Otherwise, all bets in relation to the contest will be void.
o Stakes may be refunded before the original contest if requested. In the event of a 'no contest' being declared, all bets will be made void.
o Should there be a substitution for one of the fighters, bets on the original contest will be void.

To win the fight:
o Prices are offered for each fighter to win the fight and, in the event of a draw, all bets will be void and stakes returned (for these purposes, draws will include fights which end in a 'majority draw').
o Bets will be settled on the official result announced in the ring. Subsequent appeals/amendments do not affect settlement (unless the amendment was made due to human error when announcing the result).

Method of victory:
o For the purposes of this market, a KO includes the following:
referee stoppage while either fighter is, or both fighters are, standing;
referee stoppage while either fighter is, or both fighters are, on the canvas;
stoppage by doctor;
stoppage by a fighter’s corner/team; and
a fighter retires due to injury.
o For the purposes of this market, a submission includes the following:
referee stoppage due to tap-out;
referee stoppage due to technical submission; and
a fighter’s verbal submission (including a verbal submission which is made due to strikes).
o In the event of a disqualification or a ‘no contest’ being declared, this market will be void.

Round Betting / Total Rounds
o If a fighter withdraws in the period between rounds, the fight will be deemed to have ended in the previous round for the purpose of “Round Betting” settlement.
o For “Total Rounds” settlement purposes, 2 minutes and 30 seconds will represent half a round (if the round lasts for 5 minutes). For example, for a bet on “Over 1.5 rounds” to be a winner, the fight must last beyond 2 minutes and 30 seconds in round 2. If the number of rounds in a fight is changed after “Total Rounds” markets have been set, then all bets on these markets will be void.
o Should the scheduled number of rounds be changed before the fight, all “Round Betting“ bets will be made void.

Fight of the Night / Submission of the Night / Performance of the Night
o Our dead heat rules will apply if two or more of the named fighters are awarded Fight of the Night / Submission of the Night / Performance of the Night.

Quickest Fight of the Night
o This market is settled on the official times which are made available on www.ufc.com and the winner shall be settled according to whichever fight finishes in the least amount of time.
o Our dead heat rules apply if two fights finish after the same amount of time.

Points Handicap
o Any fighter who wins before the fight goes its scheduled distance is declared the winner. If the fight goes to a decision, then the cumulative scores of all the judges will be used to determine the winner. If the fight is declared a ‘no contest’, this market will be void.

Round & Method Combo
o The winning selection will be determined based on the round in which the fight ends and the method of victory. Bets on this market will be deemed losing bets if the fight ends in a decision.

6. Cricket

General Rules
o If a match is curtailed through external factors and there is no further play, bets placed on any-in play market once play has been curtailed will be void. Any bets placed prior to this will be settled in accordance with our normal rules.
o If a match is cancelled before any play has taken place, then all bets will be void, unless the match is replayed within 48 hours of its advertised start time (in which case the bets will stand).
o If a match venue is changed then bets already placed will stand providing the home team is still designated as such. If the home and away team for a listed match are reversed then bets placed based on the original listing will be void.

General Settlement
o All tournament and match markets will be settled on the basis of the official tournament results/match scorecards which are included on the ICC’s official website. If there is no result available, then the website www.cricinfo.com will be used for settlement purposes.
o A batsman that retires from an innings will not be considered as a wicket for settlement purposes.
o The term "innings reaching its natural conclusion" refers to an innings which has not been closed due to external factors such as rain or bad light. A team being bowled out or declaring is considered to constitute the natural conclusion of an innings.

Limited Overs Matches
o Match bets will be settled according to the winner as determined by official competition rules (including where matches are shortened due to adverse weather conditions or are decided by a bowl off) unless the winner is determined by the toss of a coin or the drawing of lots (in which case all match bets will be void).
o If a match is tied and the official competition rules do not determine a winner, bets on the outright result will be void unless the outcome is settled by a bowl off or super over (in which case the result of the bowl off or super over will stand for match betting). If the competition rules determine the winner by the toss of a coin, drawing of lots or higher seeding resulting from a previous round then bets will be void.

Test Matches & County Championship Matches
o If a match is abandoned due to weather before a ball has been bowled then all bets will be void.
o If a match is tied or abandoned for any reason other than weather then bets on the outright result will be void.
o If a match for which we did not offer a price for the draw ends in a draw then bets on the match result will be void.
o If either side forfeits their first innings then all bets specifically relating to the first innings will be void.

Sheffield Shield Matches
o If a match for which we did not offer a price for the draw ends in a draw then bets will be settled on the team that has the most points awarded to them in the match. Should the number of points awarded to each team be equal, bets will be void.

Series Betting
o When the full number of scheduled matches is not played then we reserve the right to void any speciality markets which relate to the series as a whole.
o If a series for which we did not offer a price for the draw ends in a draw then bets on the series result will be void.

Series Betting
o When the full number of scheduled matches is not played then we reserve the right to void any speciality markets which relate to the series as a whole.
o If a series for which we did not offer a price for the draw ends in a draw then bets on the series result will be void.

Team Total Runs
o If a team's innings in a test match or county championship match lasts less than sixty overs due to external factors then bets on this market will be void. This does not apply if the innings has reached its natural conclusion.
o For limited overs matches, this market will be settled on the final score achieved by the batting side including any extras or penalty runs awarded during the innings. Should there be a reduction in the scheduled overs then settlement will still apply provided the reduction is no more than 20% of the entire innings allocation at the time the bet was placed (including any overs the team has already faced). Should the reduction be greater than 20% then all bets shall be void regardless of the final total made by the team. If a team is due to face less than 10 overs, then all bets will be void should there be any reduction in overs whatsoever.
o In matches for which we offer betting on the Team Total Runs for both teams, all bets placed on the second innings runs will stand regardless of the score achieved by the side batting first, provided neither team’s innings is reduced by more than 20% of the entire innings allocation (including any overs already bowled when the bet was placed).

Top Team Batsman / Runscorer (Series)
o All in play or not (i.e. if a player does not take part in the series, bets placed on that player will stand).
o If two or more players score the same number of runs then dead heat rules will apply.

Top Team Batsman / Runscorer (Match)
o In a 2-innings match (test match or county championship), this market applies to the first innings only, unless otherwise stated.
o Depending on the type of match, unless stated otherwise, the following minimum number of overs must be bowled in the applicable team’s innings for bets to stand:
Test Matches: 50 overs
County Championship: 50 overs
50 over match: 25 overs
40 over match: 20 overs
20 over match: 10 overs
o In all cases, however, bets will stand if the innings reaches its natural conclusion in less than the above requirement. Bets placed on any player not named in the starting eleven are void.
o Players named in the starting eleven that do not bat are deemed to have taken part and bets on any such players will be settled as losing bets.
o If two or more players score the same number of runs then dead heat rules will apply.
o For limited overs matches, should the winner already be unequivocally decided even if the innings were to be played out to its natural conclusion, the market will be settled as normal despite any reduction.

Top Team Bowler / Wicket Taker (Series/Tournament)
All in play or not (i.e. if a player does not take part in the series/tournament, bets placed on that player will stand).
If two or more players take the same number of wickets, dead heat rules will apply.
players take the same number of wickets, dead heat rules will apply. If no wickets are taken then the market will be voided.

Top Team Bowler / Wicket Taker (Match)
In a 2-innings match (test match or county championship), this market applies to the first innings only, unless otherwise stated.
Depending on the type of match, unless stated otherwise, the following minimum number of overs must be bowled in the applicable team’s innings for bets to stand:
Test Matches: 50 overs
County Championship: 50 overs
50 over match: 25 overs
40 over match: 20 overs
20 over match: 15 overs
In all cases, however, bets will stand if the innings reaches its natural conclusion in less than the above requirement. Bets placed on any player not named in the starting eleven are void.
Players named in the starting eleven that do not bowl are deemed to have taken part and bets on any such players will be settled as losing bets.
If two or more players take the same number of wickets, dead heat rules will apply. If no wickets are taken then the market will be voided.

Batsman Match Bets
o Unless otherwise stated, these markets will be settled on the number of runs scored in the first innings of a match only.
o If any of the players named in the market do not bat then the market will be void.
o Dead heat rules will apply if two or more of the named batsmen score the same number of runs (such number of runs being higher than the number of runs scored by each other batsman named in the market).

Bowler Match Bets / Trios / Threesomes
o Unless otherwise stated, these markets will be settled based on the number of wickets taken in the first innings of a match only.
o In the event of players taking the same number of wickets where there was no draw price offered, dead heat rules will apply.
o All participants in the match bet must bowl at least one ball for bets to stand.

Player Runs / Player Alternate Runs / Player Fours / Player Sixes / Player to score 50/100
o If the batsman finishes the innings not out as a result of a declaration, the team reaching the end of its allotted overs or the team reaching its target, the player’s “not out” score will count for settlement purposes.
o If a batsman does not bat, bets on that batsman will be void.
o If a batsman is not in the starting 11, bets on that batsman will be void.
o If a batsman retires hurt but returns later, the total runs scored by that batsman in the innings will count for settlement purposes. If the batsman does not return later, the final result, for settlement purposes, will be as it stood when the batsman retired.
o In limited overs matches, bets on these markets will be void if it has not been possible to complete at least 80% of the scheduled overs in either innings due to external factors (including bad weather) unless, at the time of the completion of the innings, the outcome of the bet had already been unequivocally determined.

Number of Runs in a Session
o The result of this market is determined by the total number of runs scored in the course of the session regardless of which team(s) has/have scored the runs (i.e. if there is a change of innings during the session then the result will be determined by the combined number of runs scored, during the session, in both innings).
o There are three sessions per day in test cricket. The first session is from the start of play in the morning until lunch is called. The second session is from lunch until tea is called. The third session is from tea until the close of play. If fewer than 20 overs are bowled in any particular session then bets on the number of runs scored in that session will be void.
o Extras (wides, no-balls, byes and leg byes) do count towards the number of runs scored.

Number of Wickets in a Session
o This market will be settled based on the total number of wickets lost in the session (regardless of which team loses them). If fewer than 20 overs are bowled in the session then all bets on the market will be void. Players retiring (e.g. because they are hurt) do not count as wickets.

Runs in a Specified Number of Overs (e.g. 1st 15 Overs)
o The full number of specified overs must be played for bets to stand (unless the innings has reached its natural conclusion or further play could not, were it to occur, affect the result).
o Any change in fielding restrictions due to a reduction in scheduled overs will not affect the settlement of this market.

Highest Score First 5/10/15 Overs
o If either team’s innings in a limited overs match is reduced due to external factors then bets on this market will be void unless the result was already unequivocally determined before any reduction in overs was announced.
o Bets will stand if the innings is shortened due to it reaching its natural conclusion. In a two-innings match this market only applies to the first innings unless stated otherwise. In the event of a tie where we did not offer a “tie” or “draw” selection, all bets will be settled as a dead heat.

Highest Opening Partnership
o If either team’s innings is shortened after the commencement of play then all bets on this market will be void, unless the result has already been unequivocally determined before the reduction in overs.
o In a two-innings match, this market only applies to the first innings unless stated otherwise. In the event of a tie then the tie selection is the winner and all other bets are losers. If we do not offer a “tie” or “draw” selection then all bets will be settled as a dead heat. In the event of a batsman retiring hurt (or otherwise voluntarily for any other reason), this market will be settled according to the score when the first wicket falls.

Next Man Out
o Should no further wickets be taken in the innings then bets on this market will be void.
o If either of the batsmen retires hurt then bets on this market will be void and a new market will be made.

Team to hit the most sixes
o If either team’s innings in a limited overs match is reduced by more than 20% of the original allocation of overs then all bets on this market will be void regardless of how many sixes are hit prior to, or after, any announced reduction in overs.
o Bets will stand if either innings is shortened due to it reaching its natural conclusion.

Super Over/Any additional overs above the allotted amount
o In a limited overs competition which employs a super over (or other such similar initiative) to determine the winner of a match in the event of a tie, runs scored in the super over are not included in the settlement of any runscorer or wicket taker markets (e.g. Batsmen Total Runs, Team Total Runs, Top Team Runscorer, Batsmen match bets, Top Team Bowler).
o In addition, any sixes hit in a super over will not be included in the settlement of “Team to score most sixes” and “Total number of sixes” markets.

Next Over: Over/Under Runs/Run Margins
o This market will be settled based on the total number of runs achieved in the over (including any extras awarded).
o In the event of an over not being completed, all bets on that particular index shall be void. This does not apply if the innings reaches its natural conclusion.

Four/Six in x Over
o Bets in this market will be settled where a boundary (four or six) is hit in the named over. The runs must come off the bat. Players running four/six and/or extras do not count for this market.

Over/Under Total Match Sixes/Fours
o If either team’s innings in a limited overs match is reduced by more than 20% of the original allocation of overs then all bets on this market shall be void regardless of how many sixes/fours are hit prior to, or after, any announced reduction in overs. However, bets will stand if either innings is shortened due to it reaching its natural conclusion.

First Over: Over/Under Total Runs
o Bets will be settled on the total number of runs scored in the first over of the first innings of the match. This will include any extras or penalty runs.
o The over must be completed for bets to stand unless the result is already unequivocally decided.

Team of Top Match Runscorer
o For test matches and county championship matches, this market will be settled based on the overall top score achieved in the first innings of either side.
o Should either side face less than their allocated number of overs in their innings for any reason (other than the innings reaching its natural conclusion) then all bets on this market will be void. However, the market will be settled should the result already be determined before any reduction in overs.
o For limited overs matches, all bets shall be void should there be any reduction to either side’s innings before or after the commencement of play.

Team leading after First innings
o If the team batting second faces less than 20 overs in their innings for any reason (other than the innings reaching its natural conclusion) then all bets on this market will be void.
o In the event of a tie, bets will be void.

Total Match Runouts
o If either team’s innings in a limited overs match is reduced by more than 20% of the original allocation of overs then all bets on this market will be void.
o Bets will stand if either innings is shortened due to it reaching its natural conclusion.

Fall of Next Team Wicket (i.e. the score on which it will fall)
o If the batting team reaches the end of its allotted overs, reaches its target or declares before the specified wicket falls, the next team wicket will be deemed to have fallen for the total score achieved by the batting side.
o For settlement purposes, a batsman retiring hurt does not count as a wicket.
o In limited overs matches, bets will be void if the innings has been reduced due to external factors (including bad weather) unless, at the time of the completion of the innings, the outcome of the bet had already been unequivocally determined. Results will be considered to have been unequivocally determined if the line at which the bet was placed is passed or the wicket in question has fallen.

Team Wickets Lost
o In a limited overs match, this market will be settled based on the number of wickets lost by the team in their innings.
o Should the innings be shortened for any reason (other than it reaching its natural conclusion) then all unequivocally decided bets will be settled while all others shall be void.
o In a test match, this market refers to the total number of wickets lost by the team in its second innings only.

Highest Score After First Over
o This market will be void if there is any reduction in overs prior to the second over of the team batting second.

Team Total Match Sixes/Fours
o This market shall be void should there be any reduction in overs of the innings of the team in question unless the market has been unequivocally decided prior to any reduction in overs being announced.

Century(100)/half-century (50) in Match/1st Innings
o These markets are offered on a single player (rather than an entire team) to score a century or a 50 in the match or first innings (as applicable).
o Depending on the type of match, the following minimum overs must be bowled in that team’s innings for bets to stand:
o Twenty20 Matches: at least 16 overs for each team.
o 50 Over Matches: at least 40 overs for each team

However, in all cases, bets will stand if the innings reaches its natural conclusion in less than the above requirement.

Most Run Outs
o This market will be settled provided neither side loses more than 20% of their initial allocation of overs due to external factors (unless the market has been unequivocally decided prior to any reduction in overs being announced).

Bowler Match Wickets
o This market will be settled for any bowler named in the starting eleven regardless of the number of overs he bowls. However, if the overs of the batting side are reduced by more than 10% of their initial allocation, this market will be voided (save where the outcome has been unequivocally decided prior to any reduction in overs being announced).

Innings Extras
o This market shall be void should the innings in question be reduced by more than 10%.

Highest Series Single Innings Score
o This market will be settled based on which team scores the highest score in a single innings of the applicable test series.
o In the event of a tie, dead heat rules will apply to this market.

Player Performance Markets
o Points will be awarded to players in the following manner:

point per run scored with the bat

10 points per catch taken in the field
20 points per wicket taken with the ball
25 points per stumping carried out by a wicket keeper
o A ball must be bowled in the third innings of the match for bets to stand.
o For limited overs matches, all bets will be void should there be any reduction to either side’s innings before or after the commencement of play (unless the reduction is due to the innings reaching its natural conclusion).

1st Innings Margin
o This market will be settled based on the difference in the total runs scored by each team in the first innings of the match.
o If a team's innings in a test match or county championship match lasts less than sixty overs due to external factors then bets on this market will be void. For the avoidance of doubt, this does not apply if the innings have reached their natural conclusion.

1st/2nd Innings Bowled Out
o This market will be settled as “yes” if the team in question loses all its wickets inside the allotted overs. The market will be settled as “no” if they are not out at the conclusion of the innings. If there is any reduction in overs, except where the innings reaching its natural conclusion, then all bets on the market will be void.

Margin Betting
o If the match is tied and goes to a super over, this market will be settled as a tie. If either team’s innings in a limited overs match is reduced by more than 10% due to external factors then bets on this market will be void.

Six and Out
o This market will be settled if, during a match, a player hits a “six” and also takes a wicket. Players named in the starting eleven that do not bat/bowl are deemed to have taken part and bets on any such players will be settled as losing bets.
o Bets placed on any player who is not named in the starting eleven will be void.
o Should the innings be shortened for any reason other than it reaching its natural conclusion then all unequivocally decided bets will be settled while all others shall be void.

First/Second Innings Highest 5 Over period
o If either team’s innings in a limited overs match is reduced due to external factors then bets on this market will be void.
o For Limited overs matches, should the winner already be unequivocally decided even if the innings were to be played out to its natural conclusion, the market will be settled as normal despite any reduction.

Runs Scored at loss of 4 wickets
o This market will be settled based on the total number of runs scored at the fall of the fourth wicket.
o If the fourth wicket doesn’t fall, the market will be settled based on whatever score the team has achieved at the end of the innings.

To win the Match/Top Team Runscorer Double
o In a 2-innings match (i.e. test match or county championship), the top team runscorer part of this market applies to the first innings only (unless otherwise stated).
o Depending on the type of match, the following minimum overs must be bowled in the winning team’s innings for bets to stand:
Test Matches: 50 overs
County Championship: 50 overs
50 over match: 25 overs
40 over match: 20 overs
20 over match: 10 overs
o However, in all cases, bets will stand if the innings reaches its natural conclusion in fewer overs than the above requirement. Bets placed on any player not named in the starting eleven will be void.
o Players named in the starting eleven that do not bat are deemed to have taken part and bets on any such players will be settled as losing bets.
o If two or more players score the same number of runs then dead heat rules will apply.
o For Limited overs matches – Should the winner already be unequivocally decided even if the innings were to be played out to its natural conclusion, the market will be settled as normal despite any reduction.

Top Team A/B Runscorer double/Top Team Runscorer/Top Team Wicket Taker Double
o In a 2-innings match (i.e. test match or county championship), this market applies to the first innings only (unless otherwise stated).
o Depending on the type of match, the following minimum overs must be bowled in the applicable team’s innings for bets to stand:
Test Matches: 50 overs
County Championship: 50 overs
50 over match: 25 overs
40 over match: 20 overs
20 over match: 10 overs
o However, in all cases, bets will stand if the innings reaches its natural conclusion in fewer overs than the above requirement. Bets placed on any player not named in the starting eleven will be void.
o Players named in the starting eleven that do not bat are deemed to have taken part and bets on any such players will be settled as losing bets.
o If two or more players score the same number of runs then dead heat rules will apply.

Man of the Match
o This market will be settled on the official ”Man of the Match” award which is awarded at the post match presentation. Should more than one player be awarded “Man of the Match” then dead heat rules will apply to this market.
o Bets placed on players who are not included in his or her team’s starting eleven will be void.

Team to hit the most Fours / Team to hit the most fours and win the match
o If either team’s innings in a limited overs match is reduced by more than 20% of the original allocation of overs then all bets on this market shall be void regardless of how many sixes/fours are hit prior to, or after, any announced reduction in overs.
o Bets will stand if either innings is shortened due to it reaching its natural conclusion.

Race to Ten Runs
o Bets on this market will stand unless either of the listed players do not open the batting (in which case all bets on this market will be void).
o Bets will stand regardless of which of the listed players faces the first ball.
o If neither player reaches 10 runs then the option “Neither” will be the winning selection.
o However, in weather-affected matches, if neither of the batsmen reaches 10 runs and either is not out then bets on this market will be void. Bets will stand regardless of which of the listed players faces the first ball.

Top Tournament Wicket taker
o All in play or not (i.e. if a player does not take part in the tournament, bets placed on that player will stand).
o If two or more players take the same number of wickets, dead heat rules will apply.

Top Tournament Runscorer
o All in play or not (i.e. if a player does not take part in the tournament, bets placed on that player will stand).
o If two or more players score the same number of runs then dead heat rules will apply.

Direction of first boundary
o This market will be settled on the direction of the first boundary that comes off the bat (given as runs to the batsman).
o This market includes both fours and sixes.

Wickets lost after "x" overs.
o This market is settled based on how many wickets have been lost at the conclusion of the number of overs stated in the index. If the innings reaches a natural conclusion without reaching the number of overs named in the index then all bets will be settled based on the number of wickets lost at the end of play.

#OddsOnThat Cricket Rules
o The rules in this sub-section apply specifically to the settlement of any cricket bets which are placed via #OddsOnThat (“OOT”). All other settlement rules which are included in this “Cricket Rules” section or elsewhere on this website (including in these Rules and Regulations) will also apply to the settlement of OOT bets unless they contradict, or conflict with, those included in this sub-section (in which case, the rules in this sub-section shall take precedence).
o For the settlement of OOT bets, a wicket will not be deemed to have occurred if a batsman retires from play.
o If any player who is part of an OOT bet does not take part in the relevant event, the element of the bet which involves that player will be removed from the OOT bet and the OOT bet will be settled at a reduced price (as if the element of the bet involving such player had never been part of the overall OOT bet). If the price of the bet without the player is not available on our website, then we will use our reasonable discretion to determine a fair price for it.
o Where we have made an obvious or manifest pricing or descriptive (i.e. wording) error in respect of an OOT bet, we reserve the right to cancel such OOT bet and subsequently to offer the bet at the correct price or pursuant to a different description.
o For OOT bets relating to series betting, when the full number of scheduled matches within the relevant series is not played for any reason, we reserve the right to void any markets which relate to the series as a whole.
o If a team's innings in a test match or county championship match lasts less than sixty overs for any “external” reason (i.e. other than in circumstances where the innings has reached its natural conclusion) then OOT bets relating to that team’s innings will be void.
o For limited overs matches, OOT bets involving the number of runs to be scored will be settled based on the final number of runs achieved by each side (including any extras or penalty runs awarded during the match). Should there be a reduction in the scheduled number of overs to take place during an innings, all OOT bets in respect of the match will stand if the reduction amounts to no more than 10% of the total number of overs that were scheduled in respect of that innings at the time the OOT bet was placed. Should the reduction in overs be greater than 10% then any OOT bets in respect of that match shall be void (irrespective of the total number of runs achieved by either team). Unless the bet in question had been unequivocally determined at the time of the curtailed completion of the match (i.e. such that, at the time of the curtailed completion, the outcome of the bet could not have been different had the additional scheduled overs been played).
o The maximum pay-out in respect of a cricket OOT bet shall be $/€ 50,000.

7. Cycling

8. Darts

9. GAA

10. Golf

10.1 General

10.2 Tournament match betting (i.e. 72 hole match bets)

10.3 Round betting markets (e.g. 2 balls, 3 balls etc)

10.4 Strokeplay hole-by-hole markets (i.e. performance of a named player on a given hole)

10.5 Matchplay hole-by-hole markets (i.e. performance of players against each other on a given hole)

10.6 Individual matchplay markets

o Any player or team withdrawing or being disqualified having played a stroke on that hole will be settled as a loser providing at least one other player completes that hole.
o if the tournament allows for sudden death or playoff hole(s), then the market will be settled on the result of the sudden death or playoff hole(s); and
o if the tournament allows for halved matches, then the market will be settled as a “half”.

11. Handball

12. Hockey

13. Ice Hockey

13.1 US Ice Hockey (General)

13.2 Overview of Specific Markets (US Ice Hockey)

13.3 Player Props (US Ice Hockey)

13.4 European Ice Hockey and IIHF International Competitions

13.5 Overview of Specific Markets (European Ice Hockey and IIHF International Competitions)

13.6 Player Props (European Ice Hockey and IIHF International Competitions)

14. Motorsports (which may include, amongst others, NASCAR, Indy Car, Formula One, Superbikes and Speedway)

14.1 Motorsports – General Rules

14.2 NASCAR

o The Field includes any driver who is not listed
o Any drivers who do not qualify for the race will be deemed no action
o The race must be run within one week of the scheduled off time for there to be action
o The podium presentation will count as the result and any subsequent inquiries will not affect settlement of betso All match-ups will be settled as per the official NASCAR result. If one driver fails to complete the race then the other driver will be declared the winner. Where both drivers fail to complete the race then the number of full laps completed will determine the result. In the event of both drivers failing to complete on the same lap, then the official placing as assigned by the official NASCAR result.
o Both drivers must start the race (e.g. cross the start line) for bets to be action. If any driver is replaced before the start of the race then all match-ups will be void.o Race props will be settled on official NASCAR results (e.g. cautions, caution laps, lead changes, number of leaders, winning car etc.). If a race is shortened and no official results are posted then all bets will be deemed no action.

14.3 IndyCar

o The Field includes any driver who is not listed
o Any drivers who do not qualify for the race will be deemed no action
o The race must be run within one week of the scheduled off time for there to be action
o The podium presentation will count as the result and any subsequent inquiries will not affect settlement of betso All match-ups will be settled as per the official IndyCar result. If one driver fails to complete the race then the other driver will be declared the winner. Where both drivers fail to complete the race then the number of full laps completed will determine the result. In the event of both drivers failing to complete on the same lap, then the official placing as assigned by the official IndyCar result.
o Both drivers must start the race (e.g. cross the start line) for bets to be action. If any driver is replaced before the start of the race then all match-ups will be void.o Race props will be settled on official IndyCar results (e.g. cautions, caution laps, lead changes, number of leaders, winning car etc.). If a race is shortened and no official results are posted then all bets will be deemed no action.

15. Olympics

15.1 Olympics - General Rules

15.2 Olympics - Specific Sport Rules

16. Rowing

17. Rugby Union and Rugby League

17.1 Rugby Union Rules

17.2 Rugby League Rules

18. Pool

19. Soccer

  1. All bets placed on players that do not take part in the match will be void. Bets placed on players who take the pitch after the first goal is scored will be voided for First Goalscorer purposes. Players will be deemed a participant for Last Goalscorer and Anytime Scorer markets should they enter the game at any point in 90 minutes play plus injury time.
2. Own goals do not count and will be ignored for settlement purposes. Effort will be made to quote all participants but that will not discount a player that is not quoted from being settled a winner. Bets will only apply to 90 minutes play plus injury time.
3. The following markets will also follow the rules applied to Anytime Scorer betting above:
a. To Score 2 or More
b. To Score A Hat-trick
c. First Team Goalscorer
d. To Score And Win
e. To Score First Or Second
f. To Score First and Second
g. To Score in First Half
h. To Score in Second Half
i. To Score in Both Halves
j. To Score and be Carded
k. First Scorer and Anytime Carded
l. First Scorer and First Carded
m. To Score in First 20 Minutes
n. To Score in Last 20 Minutes
o. To Score in First 20 Minutes
p. To Score in Last 20 Minutes

For each way First Goalscorer markets:

  1. Each-way bets will be settled on first goal, second goal, third goal, fourth goal and fifth goal only. Players who do not score until after the fifth goal has been scored will be treated as losing selections. If less than five goals are scored in any given match, FanDuel Sportsbook will settle bets on the basis of those goals that are scored. If no goals are scored, all each-way bets will be regarded as losing bets.
2. If a player enters the field of play after the first goal is scored, both the win and place part of the bet will be voided unless the first goal is an own goal (in which case bets will stand). If a player is sent off or substituted before the first goal is scored, bets on that selection are deemed as losers.
3. If a player scores the first goal of the match, both his win and place part are winners. If a player scores the second, third, fourth or fifth goal, only his place part is a winner.
4. A player cannot be placed twice (i.e. if he scores the second and third goal, only the second goal is deemed a winner).
5. Each-way bets on no goalscorer, last goalscorer, first team goalscorers and scorecasts are not accepted. If any such bets are taken in error then the full stake will be invested as a win only bet.
6. Place-only betting is not accepted.
7. Extra time does not count.
8. Own goals do not count. In cases where an own goal is one of the first five goals then the sixth goal will be settled as a winner on the place part of the each-way bet. If two of the first five goals are own goals then the sixth and seventh goals will be settled as winners on the place part of the each-way bet, etc. In all other cases, FanDuel Sportsbook’s Soccer rules apply.

For ‘Tournament Hat-trick’ markets, extra-time is included, however penalty shoot-outs and own goals are not included. In the event of any dispute as to who has scored any goal we will follow the decision made by the relevant governing body.

For Scorecast markets:

  1. Scorecasts are defined as First Player to Score / Correct Score Doubles.
2. Players either not taking part in the game or taking part after a goal has been scored will cause a Scorecast bet to revert to a single on the correct score market at the relevant odds offered at kick-off. Should the initial goal (or goals) be own goals then bets on the subsequent Scorer / Correct Score Double will be deemed winners. If the only goals scored in the match are own goals then bets will be settled as singles on the Correct Score market at the relevant odds offered at kick-off. Should a match be abandoned after a goal has been scored then all bets will be settled as singles on the First Goalscorer market at the relevant odds offered at kick-off.

For Wincast markets:

  1. Wincasts are defined as First Player to Score / Team to Win Doubles.
2. Should a player not have taken the field by the time the first goal has been scored then bets will be settled as singles on the Match Odds market at the relevant odds offered at kick-off.
3. Should the initial goal (or goals) be own goals then bets on the subsequent Scorer / Result Double will be deemed winners.

For 'Top Goalscorer' markets:

  1. all bets stand irrespective of whether or not the player takes any part in the relevant league, tournament or competition. If there is any dispute as to who has scored a particular goal, we will follow the decision made by the relevant governing body.
2. only the goals scored in the relevant league, tournament or competition count. For example, if a player joins a club mid-season any goals scored in a different league will not count. However goals scored for a different club in the same league will count. Own goals will not count
3. any goals scored in Play-Off matches will not count.
4. goals scored in extra-time are included, however goals scored in penalty shoot-outs are not included

'Mythical Match' markets:

  1. "Mythical Match” bets are offered on the highest number of goals, corners or yellow cards (as applicable) achieved by, or awarded to, two teams who are playing in different matches. For example, where matches are due to occur between Team A and Team B (on the one hand) and Team C and Team D (on the other), we might offer a Mythical Match Market on whether, within those matches, Team A scores more goals, or is awarded more corners or yellow cards, than Team C (even though those teams are playing in separate matches).
2. If both teams score the same number of goals, achieve the same number of corners or are awarded the same number of yellow cards (as applicable), the draw is the winning selection.
3. The respective next fixtures of both teams will be displayed on our website.
4. If a team’s next fixture is played on a different day from that displayed on our website, all Mythical Match bets involving such team will be void.
5. Each relevant team’s applicable fixture must be completed and have its result upheld by the competition’s official governing body (e.g. the FA Premier League or FIFA) in order for mythical match bets between those teams to stand.
6. In the case of a fixture not starting or being shortened due to external factors (e.g. unplayable conditions, security concerns, technical faults) all mythical match bets involving either of the two competing teams will be void.
7. If a match official shortens a match for any reason (e.g. foul play) all mythical match bets involving either of the two competing teams will be void.

'Shots on Target' markets:

  1. for any bets involving a given player to achieve a number of shots on target, the final determination of whoscored.com will be used to determine the number of shots on target which the relevant player achieved.
2. all shots on target bets are settled on the basis of 90 minutes’ play (plus injury time) unless otherwise stated.

For “Player not to score” markets, Players who are not on the field at the beginning of 90 minutes play will not be considered runners in this market and be settled as void.

For markets that relate to the number of bookings given, the number of corners taken, any goalscorer or the time of a particular goal, the result will be determined by FanDuel Sportsbook (acting reasonably) using information from independent sources. In such cases, if any new information comes into the public domain within 72 hours of settlement, then FanDuel Sportsbook shall (acting reasonably) determine either:
i. whether the market should be reinstated or resettled in light of this new information; or
ii. to wait for further information before deciding whether to reinstate or resettle the market. Except where FanDuel Sportsbook has announced that it is waiting for further information, any information that comes into the public domain more than 72 hours after a market has been settled shall not be considered by FanDuel Sportsbook (regardless of whether or not such information may have led to a different result).

For Bookings markets the following points system will be used:
o Yellow card – 10pts
o Red card – 25pts
o Maximum points awarded per player – 35pts
o Two yellow cards leading to an automatic red will score as one yellow and one red card

For Bookings markets, cards shown to non-players do not count. Cards will only count that are shown to players after they take the pitch for the first time and before they leave the pitch for the final time.

For ‘10 Minute Markets’:
o “Goal Scored X – Y” markets are defined as betting on whether there will be a goal scored by one of the teams within the time period X – Y of the event’s match clock.
o “Corner Awarded X – Y” markets are defined as betting on whether there will be a corner awarded to one of the teams within the time period X – Y of the event’s match clock.
o “Card Shown X – Y” markets are defined as betting on whether there will be a yellow or red card shown to a player within the time period X – Y of the event’s match clock.

Please be aware that although the current score, time elapsed and other data provided on the FanDuel Sportsbook site is sourced from a "live" feed provided by a third party, you should be aware that this data may be subject to a time delay and/or be inaccurate. If you rely on this data to place bets, you do so entirely at your own risk. FanDuel Sportsbook provides this data ‘AS IS’ with no warranty as to the accuracy, completeness or timeliness of such data and accepts no responsibility for any loss (direct or indirect) suffered by you as a result of your reliance on it.

For all Monthly Premier League Markets:
o FanDuel Sportsbook will use the standard Barclays Premier League competition format adjusted to treat each month as a separate competition beginning the 1st of the relevant month and ending at the final whistle of the final match of that month (“Month End”).
o On the 1st of every month, each premier league team is deemed to have no points accrued, goals scored or goals conceded
o Each Monthly Premier League Market, will be determined using the following points rules:

  1. Teams receive three points for a win
2. One point for a draw
3. No points are awarded for a loss
4. Teams will be ranked by total points, then goal difference and then goals scored
5. If after this there is still a tie between teams the Dead Heat Rule will apply.
o Any postponed or rescheduled games will be included in the monthly market in which they are played and not the month in which they were originally scheduled. Bets will not be voided on any selection affected by any postponed or rescheduled games.
o If the result of an abandoned or forfeited match is determined by the Premier League governing body, FanDuel Sportsbook will follow that result provided always that the result is determined before Month End, otherwise FanDuel Sportsbook will settle the Monthly Premier League Market based on the result as known at Month End (including by allotted 0 points to both teams if the result is unknown).
o Except for the reversal of match results in accordance with the rule above, any points deductions issued by the Premier League governing body (for example for teams going into administration) will not be taken into account by FanDuel Sportsbook in the Monthly Premier League Market.

‘Quickbet’ markets:
o Settlement in all cases will use the time of the event supplied to us by our data provider (such data provider to be selected by us at our absolute discretion from time to time).
o If none of the stated outcomes occur during the stated period, all bets will be settled as losing bets.
o For the ‘goal’ selection, a goal will be deemed to have been scored the moment the ball completely crosses the goal-line within the confines of the goal posts, provided that the referee ultimately awards the goal. For example, if the ball completely crosses the goal-line but the goal is not awarded because, for example a foul occurred before the ball crossed the line or because the referee did not believe that the ball did cross the line, then a goal will not be deemed to have been scored. Own goals scored will count towards settlement of this market.
o For the ‘free kick’ selection, a free-kick will be deemed to have been awarded the moment the referee and or assistant referee signal any of the following: A direct free-kick following a foul, an indirect free-kick following a foul or offside offence but not a penalty kick, corner or drop ball.
o For the ‘corner’ selection, a corner will be deemed to have been awarded the moment the referee and or assistant referee signal for the award of a corner.
o For the ‘goal kick’ selection, a goal kick is awarded and timed according to when it was indicated by the referee and/or assistant referees. A kick out from the hands of the goalkeeper or a free kick taken by the goalkeeper is not a goal-kick.
o For the ‘throw in’ selection, a throw in will be deemed to have been awarded the moment the referee and or assistant referee signal the award of the throw in.
o For markets where “hit the woodwork is offered”, this will be defined as the ball making contact with any part of the posts or crossbar from an attempt on the opponent's goal during active play. Shots that hit the woodwork on their way into the goal will count.
o For ‘Exactacca” markets, all bets are for 90 minutes only, extra time and penalties will not count. If a player at any stage participates in the game they will be deemed a runner in the market. If a player does not participate, relevant selections will be void, and the bets settled at the combined price of the remaining selections.
o First & Anytime assist markets:
- Settlement of this market will be taken from www.statbunker.com.
- Where www.statbunker.com do not offer a result for the assist of the 1st goal then the betting will apply for the 2nd goal and continue on to the 3rd goal etc (until an assist is awarded for a goal).
- Own goals can count for settlement purposes where the preceding touch was by a member of the attacking team.
- If a player wins a penalty or a free kick that leads to a goal, it does not count as an assist.
- Bets taken on the first assist will be void if the player on whom a bet is placed does not take part in the game or if he or she comes on after the first goal is scored (and where an assist is awarded for that goal).
- If a player enters the field of play after the first goal is scored (and where an assist is awarded for that goal), the bet will be voided. If a player is sent off or substituted before the first goal is scored (and where an assist is awarded for that goal) bets on that selection will be settled as losing bets

20. Swimming

21. Tennis

o a change in court type (indoor to outdoor or vice versa)
o a change of playing surface (either before or during a match)
o a change of venue
o a change to the scheduling which affects the time or date of a match.o If a match is decided by a Champions tie-break then the Champions tie-break will be considered to be the third set.
o Where, for a match involving a champions’ tie break, we erroneously accept bets on the winner of a specified game in the final set, on the total number of games in such set or on handicap markets relating to such set (or similar), the bets in question will be void.
o For the purpose of bets taken relating to Total Games market or Game Handicaps market for the match, the champions tie-break will be considered to be one game.
o A Champions tie-break will not count towards any 'Will there be a Tie-Break' markets and will not be treated as a tie-break for any markets involving the occurrence of a number of tie-breaks.o ITF matches will be settled on the basis of data from Sportradar and the tournament website of the ITF (and, in the event of any discrepancy, the data of the tournament website of the ITF will take precedence); and
o ATP and WTA matches will be settled on the basis of data from IMG and the tournament websites of ATP/WTA (and, in the event of any discrepancy, the data of the tournament websites of the ATP/WTA, as applicable, will take precedence).

22. Volleyball

23. Winter sports (which may include, amongst others, Alpine Skiing, Biathlon, Cross-Country Skiing and Ski-Jumping)

o the event is completed at the same venue within 7 days of the official scheduled completion date; or
o a result is 'called' by the relevant governing body.

Part E – Master Offer and Promotions Terms

These “Master Offer and Promotions Terms” (“Master Promotional Terms”) apply to all Betfair Casino and FanDuel Sportsbook promotions (each, a “Promotion”). Each promotion may have additional terms and/or rules of participation (“Promotion Terms”), which will be posted or otherwise made available to you at or near the place of the Promotion announcement. The Promotion Term for each Promotion in which you participate will be deemed incorporated into and form a part of these Standard Promotional Terms. In the event of any discrepancy or conflict between these Master Promotional Terms and any Promotion Terms, then the specific Promotion Terms shall govern and prevail. The Promotion Terms for each Promotion in which you participate will be deemed incorporated into and form a part of these Master Promotional Terms. It is your responsibility to read the Promotion Terms to determine whether or not your participation, registration, or entry in the Promotion will be valid or restricted, and to determine your participation requirements.

1. Eligibility: Each Promotion is open only to individuals who at the time and date of entry are: (i) not an Excluded Person (as such term is defined in Section 4.1 in Part A – Online Gambling Terms and Conditions); (ii) Account (as such term is defined in Section 4.3 in Part A – Online Gambling Terms and Conditions) holders; (iii) physically located in the state of New Jersey; (iv) are twenty-one (21) years of age or older; and (v) meet any eligibility requirements specifically set forth in the Promotion Terms. Employees, officers and directors of BIU, its parent company, and each of their respective affiliates, subsidiaries, advertising and promotion agencies, retailers, distributors, and each of such employees’, officers’ and directors’ immediate family members and/or those living in the same household (whether legally related or not) of each are not eligible to participate in any Promotion or receive the advertised Bonus (defined below). Additionally, BIU reserves the right to refuse or otherwise restrict your eligibility to participate in any Promotion for any reason, in our sole discretion, including based on your wagering patterns or wagering history or if you failed to take advantage of any previous Promotions in good faith. Void where prohibited by law. If BIU becomes aware of a participant who, in the course of participating in a Promotion, has become able to guarantee wins and/or profits with no or only minimal risk, and/or benefits from a Promotion by participating through more than one (1) Account, and/or displays irregular or unusual playing or betting patterns which BIU deems to be abusive, BIU may elect to do any one or more of the following: (i) close the customer’s Account(s); (ii) invalidate the transactions or game play which was in contravention of this term; and/or (iii) withhold the customer’s Bonus, including winnings from such transactions or game play.

2. How to Qualify: To qualify for a Promotion, during the offer period set forth in the Promotion Terms (the “Promotion Period”), eligible individuals must visit your Account and follow the instructions in the Promotion Terms on how to participate. All Promotions are limited to one (1) entry per person. To ensure that the Promotion is limited to one (1) entry per person, we reserve the right to only permit one (1) customer to participate from each household address, IP address, email address, telephone number, same payment account (e.g., debit or credit card, etc.) or shared computer (e.g., public library or workplace).

3. Multiple Accounts: Multiple entries in any Promotion will not be accepted; neither will entries made in breach of these Master Promotional Terms or the specific Promotion Terms. BIU reserves the right to exclude any participant from Promotions if BIU believes that a participant has tried to enter a Promotion by using more than one username, Account or is otherwise engaging in any fraudulent or illegal activity (including participation that would be in breach of the law in New Jersey), whether or not that participant would or might have won any Bonus but for such activity. Where multiple entries/Accounts have been used, BIU reserves the right to cancel these Accounts and withhold payment of the Bonus or any other Promotion benefits.

4. Bonus: After you take the required action as described in the Promotion Terms, you may qualify to receive a bonus or reward (each a “Bonus”), as explained in the Promotion Terms or in the advertising for the Promotion. Whether you are entitled to receive your Bonus will be determined by BIU in BIU’s sole and absolute discretion. Unless otherwise set forth in the Promotion Terms, Bonus recipient(s) will receive their Bonus within seven (7) days from the end of the Promotion Period, which will be credited to recipient’s Account. Bonus recipients will be solely responsible for all federal, state, and local taxes, and for any other fees or costs associated with the Bonus they receive, regardless of whether the Bonus, in whole or in part, is used. The Bonus value may be reported for tax purposes as required by law. Limit one (1) Bonus per person. Any Bonus issued and that is useable for a stated limited time period shall be valid for a period of seven (7) days from the date of issuance unless otherwise stated in the specific Promotion Terms. Any remaining/unused Bonus at the end of the stated period will be removed from the player’s Account.

For any Bonuses awarded in the form of a physical prize, prizes are non-transferable, with no cash redemptions, equivalents or substitutions, except at BIU’s sole and absolute discretion. All prize details not specified in these Master Promotional Terms will be determined in BIU’s sole and absolute discretion. Prize details and availability are subject to change and prize provider’s rules and restrictions, and in the event that BIU is unable to provide the winner with his or her prize(s), BIU may elect to provide winners with the approximate value of such item in cash or award an alternate prize of comparable or greater value. All prize(s) are awarded “AS IS” and without warranty of any kind, express or implied (including, without limitation, any implied warranty of merchantability or fitness for a particular purpose). The approximate retail value (“ARV”) of a prize is based on available information provided to BIU and the value of any prize awarded to a winner may be reported for tax purposes as required by law. Unclaimed prizes will be forfeited. Prizes, if legitimately claimed, will be awarded. The BIU Parties (defined below) are not responsible for and will not replace any lost, mutilated or stolen prize(s) or any prize that is undeliverable or does not reach the winner because of an incorrect or changed address. If a winner does not accept or use the entire prize, the unaccepted or unused part of the prize will be forfeited and the BIU Parties will have no further obligation with respect to that prize or portion of the prize. No more than the stated prizes will be awarded. The BIU Parties are not responsible for and winner will not receive the difference, in any, between the actual value of the prizes at the time of award and the stated ARV in these Official Rules or in any Promotion-related correspondence or material.

5. Administration: The BIU Parties expressly reserve the right to amend, suspend or terminate any Promotion at any time without prior notice or consent. Administration of a Promotion is at the sole discretion of the BIU Parties. Any questions relating to eligibility, these Master Promotional Terms and Conditions or any other questions concerning a Promotion will be resolved at the sole discretion of the BIU Parties and their decisions will be final and binding with respect thereto. No groups, clubs, corporations, companies, partnerships, or organizations may participate in any Promotion or reproduce or distribute any portion of these Master Promotional Terms to their members.

6. Publicity Release: Subject to applicable law, participants irrevocably grant the BIU Parties and each of their licensees, and its and their successors, assigns and sub-licensees, the right and permission to use their name, voice, likeness and/or biographical material for advertising, promotional and/or publicity purposes in connection with the Promotion, in all forms of media and by all manners (now and hereafter known), and on and in connection with related products, services, advertising and promotional materials (now known or hereafter developed), worldwide, in perpetuity, without any obligation, notice or consideration except for the awarding of the Bonus to the recipients.

7. Tampering with Any Promotion: The BIU Parties are not responsible for the actions of entrants in connection with the Promotion, including entrants’ attempts to circumvent these Master Promotional Terms or otherwise interfere with the administration, security, fairness, integrity or proper conduct of a Promotion. Persons found tampering with or abusing any aspect of a Promotion, or whom BIU believes to be causing malfunction, error, disruption or damage may be disqualified. Additionally, any attempt to cheat a Promotion, as determined at the sole and absolute discretion of BIU, may result in immediate disqualification of the participant, as well as other possible consequences, including disqualification from any and all existing and future Promotions. ANY ATTEMPT BY A PERSON TO DAMAGE ANY WEBSITE (INCLUDING ANY MOBILE APP) OR UNDERMINE THE LEGITIMATE OPERATION OF A PROMOTION MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, BIU RESERVES THE RIGHT TO SEEK ALL LEGAL AND EQUITABLE REMEDIES FROM AND AGAINST ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. BIU reserves the right, at its sole and absolute discretion, to disqualify (or terminate the Bonus of) any individual who is found to be, or suspected of, acting in violation of these Master Promotional Terms, or to be acting in an unsportsmanlike, obscene, immoral or disruptive manner, or with the intent to annoy, abuse, threaten or harass any other person.

8. Suspension / Modification / Termination: In the event BIU is prevented from continuing with a Promotion by any event beyond its control, including, but not limited to, fire, flood, epidemic, earthquake, explosion, labor dispute or strike, act of God or public enemy, communications or equipment failure, utility or service interruptions, riot or civil disturbance, terrorist threat or activity, war (declared or undeclared), interference with a Promotion by any party, or any federal, state, local or provincial government law, order, or regulation, order of any court or jurisdiction, or other cause not reasonably within BIU’s control (each a “Force Majeure” event or occurrence), BIU shall have the right to modify, suspend or terminate the Promotion or Bonus. BIU additionally reserves the right, in their sole and absolute discretion: (a) to modify, suspend or terminate the Promotion should causes beyond BIU’s control corrupt or interfere with the administration, integrity, operation, security or proper play of the Promotion; or (b) to disqualify any participant found to be, or suspected of: (i) tampering with the entry process or the operation of the Promotion; (ii) acting in violation of these Master Promotional Terms; or (iii) acting in an un-sportsmanlike manner.

9. Release and Waiver of Liability: By participating and/or redeeming any Promotion Bonus, in addition to the indemnities set forth in Section 27 of Part A – Online Gambling Terms and Conditions, participants agree to release, defend, indemnify and hold harmless BIU, the Betfair Casino Group, GNAC, NMR, and each of their respective parent corporations, subsidiaries, advertising and promotion agencies, affiliates, directors, officers, employees, representatives and agents (collectively, the “BIU Parties”). from and against any and all liability claims or actions of any kind whatsoever (however named or described) for injuries, death, damages or losses to persons and property which may be sustained in connection with: (i) your participation in a Promotion; (ii) the receipt, use or misuse of the Bonus; and (iii) while preparing for, participating in, and/or traveling to any Promotion-related activity, including those damages caused by the BIU Parties’ own negligence. The BIU Parties expressly disclaim any responsibility or liability for injury or loss to any person or property relating to the delivery and/or subsequent use or misuse of a Bonus. The BIU Parties are not responsible for any incorrect or inaccurate information, including errors or typos in these Master Promotional Terms, the Promotion Terms or any Promotion-related communication or materials, whether caused by the BIU Casino Parties or participants, printing errors or by any of the equipment or programming associated with or utilized in the Promotion.

10. Miscellaneous: The following Sections from Part A – Online Gambling Terms and Conditions are expressly incorporated into these Master Promotional Terms and are applicable to all Promotions: Errors & Suspected Errors, Fraud, No Warranty, Liability, Indemnity, General and Disputes and Governing Law. Any disputes relating to Promotions will be resolved in accordance with the BIU Dispute Resolution Policy, set forth in Part A - Online Gambling Terms and Conditions. No waiver of any of the provisions of these Master Promotional Terms and Conditions shall be deemed or shall constitute a waiver of any other provisions hereof, nor shall waiver constitute a continuing waiver unless otherwise expressly provided. If any provision of these Master Promotional Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such provision shall be severed from the remainder of these Master Promotional Terms, which will otherwise remain in full force and effect. The Promotion Terms and these Mater Promotional Terms may be changed, amended or terminated by BIU, at any time and without notice.

Part F – Privacy Policy

Welcome! This privacy policy (“Privacy Policy”) governs your use of the website www.betfaircasino.com (including both mobile and online versions) and the website www.sportsbook.fanduel.com (including both mobile and online versions) (the “Websites”), the Betfair Casino mobile apps and the FanDuel Sportsbook mobile apps (the “Betting Apps”), and your use of any interactive features, services, widgets, plug-ins, applications, content, downloads and/or other online services that we own and control and that post a link to this Privacy Policy (collectively with the Websites and the Betting Apps, the “Services”), which are made available by Betfair Interactive US LLC (“BIU”, “FanDuel Sportsbook”, “Betfair Casino”, “we” “our” or “us”). This Privacy Policy does not apply to data we receive from third parties, unless we combine such data with Personal Information (defined below) that we have ourselves collected under this Privacy Policy. This Privacy Policy does not apply to our data collection activities offline or otherwise outside of our Services (unless otherwise stated below), and does not govern the data practices of third parties that may interact with our Services.

To the extent we provide you notice on our Services of different or additional privacy policies or practices (e.g., at the point of our collection), those additional terms shall govern such data collection and use.

In addition, please review the Services’ Terms and Conditions, which governs your use of the Services. By using our Services you consent to our Privacy Policy and Terms and Conditions and our collection, use and sharing of your information and data, and other activities, as described below. If you do not agree to the terms of this Privacy Policy, please do not provide us with any Personal Information and do not use this Services.

Linkable Table of Contents

It is important that you read and understand the entire Privacy Policy before using the Services. To ease review, each section below contains a brief introductory summary and a link to the full explanation. Click on the headings and the “More” buttons to be taken to the full explanation. Any capitalized terms that appear in but are not otherwise defined in the introduction have the meanings given to them elsewhere in the Privacy Policy.

1. What Information Do the Services Collect?

We collect and receive certain information about you as you interact with our Services, explained further in this Section.

(a) Information You Provide to Us
We may collect certain Personal Information and Demographic Information (defined below) that you provide to us when you interact with the Services. For example, we may collect this information through various forms and in various places on the Services, including when you sign-up for an account to use the Services or otherwise make a request on the Services. More

(b) Information Collected and Stored As You Access and Use the Services
Certain information may be collected from you automatically when you access and use the Services. For example, we and third parties may use Tracking Technologies (defined below) to collect Usage Information (defined below) based on your Device Identifier (defined below) for a variety of purposes, which may include activities over time and across third party locations. More

(c) Location-Based Information
When using our Services, we may obtain information about your location or provide other location-based services to you. More

(d) Information Third Parties Provide About You
We may obtain information about you from third parties. More

(e) Interactions with Third-Party Services
If you interact with third-party services, those services may send us information about you and you or we may send them information about you. More

(f) Information You Provide About a Third Party
You may provide us information about others, such as when you send a friend a message. More

(g) Do Not Track Disclosures
We do not look for or respond to “do not track” signals. More

2. How Do We Use the Information Collected?

We use your Personal Information, Demographic Information and Usage Information for a variety of purposes detailed in this Section. More

3. How and When Do We Share Information With Third Parties?

We may provide your information to third parties under various circumstances detailed in this Section. These may include:

(a) When You Request Information From or Provide Information to Third Parties
If you request information from third parties, request that we send information to third parties or interact with third-party websites, ads, content or tools, we may share your information with such parties and/or they may collect your information directly. More

(b) Third Parties Providing Services on our Behalf
Our vendors may collect your information on our behalf or we may share it with them so that they may provide services to us and you. Some may offer you choices regarding the collection and use of your information. More

(c) To Protect the Rights of BIU and Others
There are a variety of administrative and legal reasons for which we may share some or all of your information. More

(d) Affiliates and Business Transfer
We may share your information with our affiliates as well as in the event of a sale, merger or similar transaction. More

4. What About Information I Disclose Publicly or to Others?

(a) User Content and Public Information
Posting content in public areas makes it available to others. We may share and use your public information for any reason not otherwise prohibited by this Privacy Policy. More

(b) Name and Likeness
You grant us the right to use your name and likeness in connection with your posting and activities. More

5. Ads and Information About You

We and third parties may send you targeted ads based on your location, information and/or behavior. If you object, you can exercise choices some third parties may offer. More

6. Does Third-Party Content, Links to Third-Party Sites and/or Third-Party Apps Appear on the Services?

We may allow you to access third-party content on the Services, or to link to third-party applications and locations from the Services, but we are not responsible for your interaction with third-party content, apps and locations. More

7. How Do I Change My Information and Communications Preferences?

You may change certain account information and communications preferences as more fully detailed in this Section. More

8. What About Data Retention?

We may retain your data for a period of time, explained more in this Section. More

9. What Should Parents Know About Children?

We do not intend to collect Personal Information from children. If you think we have, let us know. More

10. What About Security?

No data security is absolute, but we endeavor to take reasonable steps to secure data appropriately. More

11. What About Changes to the Privacy Policy?

We may change this Privacy Policy upon posting of a revised privacy policy. However, we will continue to treat your Personal Information under the terms of the privacy policy in effect when it was collected unless you otherwise consent. More

12. Your Rights and Responsibilities

You should take reasonable steps to keep your information from getting stolen. More

The Full Detailed Privacy Policy

1. What Information Do the Services Collect?

(a) Information You Provide to Us
On the Services, we may ask you to provide us, or our service providers, with certain categories of information, such as: (1) personally identifiable information, which is information that identifies you personally, such as your first and last your name, e-mail address, mailing address, telephone numbers, social security number, birth date, credit card or bank account information (“Personal Information”); and (2) demographic information, such as information about your gender (“Demographic Information”). We may collect this information through various forms and in various places on the Services, including if you register for an account, through “contact us” forms, or when you otherwise interact with the Services. If we combine Demographic Information with the Personal Information we collect directly from you on the Services, we will treat the combined data as Personal Information under this Privacy Policy.

(b) Information Collected and Stored As You Access and Use the Services
In addition to any Personal Information or other information that you choose to submit to us via our Services, we and our third-party service providers may use a variety of technologies that automatically (or passively) store or collect certain information whenever you visit or interact with the Services (“Usage Information”). This Usage Information may be stored or accessed using a variety of technologies that may be downloaded to your personal computer, browser, laptop, tablet, mobile phone or other device (a “Device”) whenever you visit or interact with our Services. When your Device contacts our web servers (for example, when you visit this Services or view an HTML e-mail), our web servers automatically collect Usage Information. We also may determine the applicable technology available in order to serve you the most appropriate version of a web page, e-mail, advertising or promotional announcement or similar service. To the extent we associate Usage Information with your Personal Information we collect directly from you on the Services, we will treat it as Personal Information.

This Usage Information may include:

We may use various methods and technologies to store or collect Usage Information (“Tracking Technologies”). Tracking Technologies may set, change, alter or modify settings or configurations on your Device. A few of the Tracking Technologies used on the Services, include, without limitation, the following (and subsequent technology and methods later developed):

Browser Cookies. Like many websites, we use browser “cookies”. Cookies are a website’s way of remembering who you are. A cookie is a small text file that is stored on your computer’s hard drive or stored temporarily in your computer’s memory. There are two kinds of cookies: those that are “session” oriented and those that are “persistent”. Session cookies delete from your computer when you close your browser. Persistent cookies retain information for later use tomorrow, next week, next month, or whenever they are set to expire. We use cookies to help us to identify account holders and to optimize their experience on our Services. Also, we will use cookies to monitor and maintain information about your use of the Services. Most web browsers accept cookies automatically. You can delete cookies manually or set your browser to automatically delete cookies on a pre-determined schedule. If you decline to accept cookies, you may not be able to take advantage of or participate in certain features of the Services and when you revisit our Services your ability to limit cookies is subject to your browser settings and limitations. Regular cookies may generally be disabled or removed by tools that are available as part of most commercial browsers, and in some but not all instances can be blocked in the future by selecting certain settings. Each browser you use will need to be set separately and different browsers offer different functionality and options in this regard.

We may use Tracking Technologies for a variety of purposes, including:

Strictly Necessary. We may use cookies or other Tracking Technologies that we consider are strictly necessary to allow you to use and access our Services, including cookies required to prevent fraudulent activity, improve security or allow you to make use of Services’ functionality.

There may be other Tracking Technologies now and later devised and used by us in connection with the Services. Further, third parties may use Tracking Technologies in connection with our Services, which may include the collection of information about your online activities over time and across third-party websites or online services as well as across your Devices. We may not control those Tracking Technologies and we are not responsible for them. However, you consent to potentially encountering third-party Tracking Technologies in connection with use of our Services and accept that our statements under this Privacy Policy do not apply to the Tracking Technologies or practices of such third parties.

(c) Location-Based Information
Our Services use location-based services in order to locate you so we may verify your location, deliver you relevant content and ads based on your location as well as to share your location with our vendors as part of the location-based services we offer. Unless you provide consent, this location data is collected anonymously in a form that does not personally identify you and is used by us and our partners and licensees to provide and improve location-based products and services. You should consider the risks involved in disclosing your location information to other people.

(d) Information Third Parties Provide About You
We may receive information about you from your friends and others that use the Services. Additionally, we may, from time to time, supplement the information we collect directly from you on our Services with outside records from third parties for various purposes, including to enhance our ability to serve you, to tailor our content to you and to offer you opportunities that may be of interest to you. To the extent we combine information we receive from those sources with Personal Information we collect on the Services, it will be treated as Personal Information and we will apply this Privacy Policy to such combined information, unless we have disclosed otherwise. In no other circumstances do our statements under this Privacy Policy apply to information we receive about you from third parties, even if they have used our technology to collect it and share it with us.

(e) Interactions with Third-Party Services
The Service may include functionality that allows certain kinds of interactions between the Services and a third-party website or application. The use of this functionality may involve the third-party operator providing certain information, including Personal Information, to us. For example, we may provide third-party sites’ interfaces or links on the Services to facilitate your sending a communication from the Services such as facilitating emails, tweets or Facebook postings. These third parties may share information with us and they may also retain any information used or provided in any such communications or other activities and these third parties’ practices are not subject to our Privacy Policy. We may not control or have access to your communications through these third parties. Further, when you use third-party sites or services, you are using their services and not our services and they, not we, are responsible for their practices. You should review the applicable third-party privacy policies before using such third-party tools on our Services.

(f) Information You Provide About a Third Party
You may send someone else a communication from the Services, such as sending an invitation to a friend. If so, the information you provide (names, email addresses, etc.) is used to facilitate the communication and is not used by us for any other marketing purpose unless we obtain consent from that person or we explicitly say otherwise. Please be aware that when you use any send-to-a-friend functionality on our Services, your contact information, name or username and message may be included in the communication sent to your addressee(s). Some of these tools may be third-party tools subject to third-party privacy policies.

(g) Do Not Track Disclosures
Various third parties are developing or have developed signals or other mechanisms for the expression of consumer choice regarding the collection of information about an individual consumer’s online activities over time and across third-party websites or online services (e.g., browser do not track signals). Currently, we do not monitor or take any action with respect to these signals or other mechanisms.

2. How Do We Use the Information Collected?

We may use your Personal Information, Demographic Information or Usage Information that is subject to this Privacy Policy:

to provide you with information such as to send you electronic newsletters or to provide you with special offers or promotional and marketing materials on behalf of us or third parties, including to let you know about new products, services or upcoming contests, promotions or events;

3. How and When Do We Share Information with Third Parties?
We may share non-Personal Information, including Usage Information, such as aggregated user statistics, with third parties. Further, we may share your Device Identifiers with third parties along with data related to you and your activities. Also, we may share your Personal Information with third parties with whom we have marketing or other relationships for the third parties’ direct marketing purposes. Additionally, in our continuous effort to provide services that we believe you may find useful or of value, we may make your Personal Information available to third parties better facilitate your requests, provide more personalized services and communicate separately with you. BIU does not sell customer information to advertisers or third party marketers. In addition, we may share the information we have collected about you, including Personal Information, as disclosed at the time you provide your information and as described below or otherwise in this Privacy Policy. BIU may additionally disclose your information as follows:

(a) When You Request Information From or Provide Information to Third Parties. You may be presented with an option on our Services to receive certain information and/or marketing offers directly from third parties or to have us send certain information to third parties or give them access to it. If you choose to do so, your Personal Information and other information may be disclosed to such third parties and all information you disclose will be subject to the third-party privacy policies and practices of such third parties. In addition, third parties may store, collect or otherwise have access to your information when you interact with their Tracking Technologies, content, tools, apps or ads on our Service or link to them from our Service. This may include using third-party tools such as Facebook, Twitter, Pinterest or other third-party posting or content sharing tools and by so interacting you consent to such third party practices. We are not responsible for the privacy policies and practices of such third parties and, therefore, you should review such third-party privacy policies and practices of such third parties prior to requesting information from or otherwise interacting with them.

(b) Third Parties Providing Services on our Behalf. We may use third-party vendors to perform certain services on behalf of us or the Services, such as: (i) to assist us in Services operations; (ii) to manage a database of customer information; (iii) hosting the Services; (iv) designing and/or operating the Services’ features; (v) tracking the Services’ activities and analytics; (vi) enabling us to send you special offers or perform other administrative services; (vii) to process payments and deliver prizes; and (viii) other services designed to assist us in maximizing our business potential. For example, from time to time, we will use the information we collect to coordinate data entry and payments with the company that provides you with handicapping information, to coordinate marketing/rewards programs with partner racetracks, and to offer other enhancements to the Services. We may provide these vendors with access to user information, including Device Identifiers and Personal Information, to carry out the services they are performing for you or for us. Third-party analytics and other service providers may set and access their own Tracking Technologies on your Device and they may otherwise collect or have access to information about you, potentially including Personal Information, about you. We are not responsible for those third party technologies or activities arising out of them. However, some may offer you certain choices regarding their practices, and information we have been informed of regarding such choices is available here. We are not responsible for the effectiveness of or compliance with any third parties’ opt-out options.

(c) To Protect the Rights of BIU and Others. We may access, use, preserve, transfer and disclose your information (including Device Identifiers and Personal Information) to third parties: (i) to satisfy any applicable law, regulation, subpoenas, governmental requests or legal process if in our good faith opinion such is required or permitted by law; (ii) to protect and/or defend the Services’ Terms and Conditions or other policies applicable to the Services, including investigation of potential violations thereof; (iii) to protect the safety, rights, property or security of the Services or any third party; and/or (iv) to detect, prevent or otherwise address fraud, security or technical issues. Further, we may use IP address or other Device Identifiers to identify users, and may do so in cooperation with third parties such as copyright owners, internet service providers, wireless service providers and/or law enforcement agencies, including disclosing such information to third parties, all in our discretion, subject to applicable law. Such disclosures may be carried out without notice to you. In circumstances where we inadvertently obtain information that appears to pertain to the commission of a crime or where we reasonably believe that an emergency involving immediate danger of death or serious physical injury to any person exists, BIU may voluntarily disclose the record or the contents of your communications or other information about you to law enforcement agencies and governmental entities without providing you advance notice. Upon receipt of an applicable search warrant or administrative, grand jury or trial subpoena, BIU may be required to disclose to the government or law enforcement agencies, without advance notice to you, the content of your communications and other records relating to your electronic communications, as well as the following records: your name and address; records of your online communication (including session times and duration); how long you have subscribed to our service(s) (including start date) and the type(s) of service(s) utilized; your telephone number or other subscriber account identifying number(s), including any Internet or network address(es) assigned to you by our network; and the means and source of your payment(s) (including any credit card or bank account number).

(d) Affiliates and Business Transfer. We may share your information, including your Device Identifiers and Personal Information, Demographic Information and Usage Information with our parent, subsidiaries and affiliates, including for their marketing or other purposes. We also reserve the right to disclose and transfer all such information: (i) to a subsequent owner, co-owner or operator of the Services or applicable database; or (ii) in connection with a merger, consolidation, restructuring, the sale of substantially all of our interests and/or assets or other corporate change, including, during the course of any due diligence process.

4. What About Information I Disclose Publicly or to Others?

(a) User Content and Public Information. The Services may permit you to submit ideas, photographs, video, audio recordings, computer graphics, pictures, data, information about your location, questions, comments, suggestions or other content, including Personal Information (collectively, “User Content”). We or others may store, display, reproduce, publish, distribute or otherwise use User Content online or offline in any media or format (currently existing or hereafter developed) and may or may not attribute it to you. Others may have access to this User Content and may have the ability to share it with third parties. Please think carefully before deciding what information you share, including Personal Information, in connection with your User Content. Please note that BIU does not control who will have access to the information that you choose to make public, and cannot ensure that parties who have access to such publicly available information will respect your privacy or keep it secure. We are not responsible for the privacy or security of any information that you make publicly available on the Services or what others do with information you share with them on the Services. We are not responsible for the accuracy, use or misuse of any User Content that you disclose or receive from third parties through the Services.

(b) Name and Likeness. We may also publish your name, voice, likeness and other Personal Information that is part of your User Content, and we may use the content, or any portion of the content, for advertising, marketing, publicity and promotional activities. For full terms and conditions regarding User Content you submit to the Services, please review our Services’ Terms and Conditions.

5. Ads and Information About You

We and third parties such as network advertisers and ad exchanges may serve advertisements on the Services or across the Internet and may use third party analytics service providers to evaluate and provide us and/or third parties with information about the use of these ads on third party sites and viewing of ads and of our content. Network advertisers are third parties that display advertisements, which may be based on your activities across the Internet and mobile media (“Behavioral Ads”). Behavioral Ads enable us to target advertisements to you for products and services in which we believe you might be interested. If you object to receiving Behavioral Ads from us on third party sites, you can learn more about your ability to limit Behavioral Ads below.

Our third party ad network and exchange providers, the advertisers and/or traffic measurement services may themselves set and access their own Tracking Technologies on your Device and track certain behavioral Usage Information via a Device Identifier. These third party Tracking Technologies may be set to, among other things: (a) help deliver advertisements to you that you might be interested in; (b) prevent you from seeing the same advertisements; and (c) understand the usefulness of the advertisements that have been delivered to you. You acknowledge and agree that associated technology may access and use your Device and may set or change settings on your Device in connection with the associated operations. Note that any images (or any other parts of content) served by third parties in association with third-party ads or other content may serve as web beacons, which enable third parties to carry out the previously described activities.

Third-party Tracking Technologies are not controlled by us, even if they use our technology to help store or collect data. Statements regarding our practices do not apply to the methods for collecting information used by these third parties or the use of the information that such third parties collect. We do however work with third parties to make efforts to have you provided with information on their practices and any available opportunity to exercise choice. The relevant third party’s terms of service, privacy policy, permissions, notices and choices should be reviewed regarding their collection, storage and sharing practices. We make no representations regarding the policies or practices of third party advertisers or advertising networks or exchanges or related third parties.

We may use third-party advertising companies to target advertisements to you on our Services, across the web, on your mobile Device and on any of your other Devices, based on the information we have collected from and about you, as well as information relating to your and other users’ visits to this and other websites and online services. To do so, these companies may place or recognize a unique cookie on your browser (including through the use of pixel tags) or recognize an identifier associated with your mobile device. These companies may also use these Tracking Technologies, along with personal information they or we collect on the different devices you use, to recognize you across the Devices you use, such as a mobile device and a laptop or other computer. Some third parties may offer you certain choices regarding their practices, and information we have been informed of regarding such choices is available here. Further, while sites use a variety of companies to serve advertisements, you may wish to visit http://www.networkadvertising.org/optout_nonppii.asp, which provides information regarding this practice by Network Advertising Initiative (“NAI”) members, and your choices regarding having this information used by these companies, including the “opt-out” procedures of NAI members. Opting out of one or more NAI members only means that those NAI members no longer will be allowed under their own rules to deliver Behavioral Ads to you, but does not mean you will no longer receive any targeted content and/or ads. Also, if your browsers are configured to reject cookies when you visit this opt-out page, or you subsequently erase your cookies, use a different Device or change web browsers, your NAI opt-out may not, or may no longer, be effective. You may also opt-out of receiving Behavioral Ads on participating sites and services by visiting the Digital Advertising Alliance (“DAA”) website at http://www.aboutads.info/choices. You may download the AppChoices app at http://www.aboutads.info/appchoices to opt out in mobile apps. Similar limitations may apply to the DAA opt-out. We are not responsible for effectiveness of or compliance with any third parties’ opt-out options or programs.

6. Does Third-Party Content, Links to Third-Party Sites, and/or Third-Party Apps Appear on the Services?

When you are on the Services you may be directed to other sites and apps that are operated and controlled by third parties that we do not control such as merchants who directly sell products and services to you. We are not responsible for the data collection and privacy practices employed by any of these third parties or their sites or apps and they may be tracking you across multiple online services and may be sharing the results of that tracking with us and/or others. These third parties may have their own terms of service, privacy policies or other policies and ask you to agree to the same. For example, if you “click” on a link, the “click” may take you off the Services onto a different location. These other online services may associate their Tracking Technologies with you, independently collect information about you, including Personal Information, and may or may not have their own published privacy policies. We are not responsible for these third-party privacy policies or the practices of third-party owners. Be sure to review any available policies before submitting any personally identifiable information to a third-party online service or otherwise interacting with it and exercise caution in connection with these services. We also encourage you to note when you leave our Services and to review the third-party privacy policies of all third-party locations and exercise caution in connection with them.

7. How Do I Change My Information and Communications Preferences?

You are responsible for maintaining the accuracy of the information you submit to us, such as your contact information provided as part of registration. The Services may allow you to review, correct or update Personal Information you have provided through the Services’ registration forms or otherwise by updating your account, and you may provide registration updates and changes by contacting us by email at: support@betfaircasino.com. If so, we will make good faith efforts to make requested changes in our then active databases as soon as reasonably practicable (but we may retain prior information as business records). Please note that it is not always possible to completely remove or delete all of your information from our databases and that residual data may remain on backup media or for other reasons. When you edit your Personal Information or change your preferences on the Services, information that you remove may persist internally for BIU’s administrative purposes. You may cancel or modify our email marketing communications you receive from us by following the instructions contained within our promotional emails. This will not affect subsequent subscriptions and if your opt-out is limited to certain types of emails the opt-out will be so limited. Please note that we reserve the right to send you certain communications relating to your account or use of our Services, such as administrative and Service announcements and these transactional account messages may be unaffected if you choose to opt-out from receiving our marketing communications.

If you have any questions about the Privacy Policy or practices described in it, you should contact us in the following ways: Postal Mail: Betfair Interactive US LLC, 525 Washington Blvd, Suite 2650, Jersey City, NJ 07310 (Attn: Privacy Officer); Email: support@betfaircasino.com.

8. What about Data Retention?

BIU is committed to only retaining Personal Information for a period of time that is necessary to fulfill a legitimate business purpose and deleting or de-identifying the Personal Information thereafter. The legitimate business purposes for which we retain Personal Information are described in Section 2 above and throughout this Privacy Policy but may additionally include, without limitation: to provide, develop and improve the products and the services we make available through the Services, to maintain the security, integrity and operation of the Services, to comply with our legal and regulatory obligations and other third party requirements, to resolve disputes, and to enforce our agreements, to prevent fraud or criminal activity, to maintain business records and for other purposes we determine in our sole discretion. We destroy or de-identify Personal Information that is no longer necessary for the legitimate business purpose for which it was originally collected unless there is a legitimate request or order to inspect the information still outstanding or the information remains in routine records that are periodically discarded under our document retention policies. The Personal Information that you have provided us is maintained in our management information system and billing systems, and is updated as new information is added. Accounting and billing records are retained for ten (10) years for tax and accounting purposes or until the relevant income tax years for which the document was created have been closed for income tax purposes and/or all appeals have been exhausted. Records may remain on file even after you have terminated your account on our Services. Subject to applicable law, we may also keep records to facilitate collection and to evaluate credit worthiness.

9. What Should Parents Know About Children?
We understand the importance of protecting children’s privacy in the interactive world. We are a general audience service and do not use the Services to knowingly collect personal information from children under the age of thirteen (13) that requires parental notice and consent under the Children’s Online Privacy Protection Act (“COPPA”) without such parental consent. If you are a child under thirteen (13) years of age, you are not permitted to use the Service and should not send any information about yourself to us through the Service.

In the event that we become aware that we have collected personal information from any child, we will dispose of that information in accordance with COPPA and other applicable laws and regulations. If you are a parent or guardian and you believe that your child under the age of thirteen (13) has provided us with personal information without COPPA-required consent, please contact us at: support@betfaircasino.com.

10. What About Security?

We endeavor to incorporate commercially reasonable safeguards to help protect and secure your Personal Information. However, no data transmission over the Internet, mobile networks, wireless transmission or electronic storage of information can be guaranteed to be 100% secure. Please note that we cannot ensure the security of any information you transmit to us, and you use our Service and provide us with your information at your own risk. We utilize the industry standard, Secure Socket Layer (SSL)-capable web browsers support encryption technology that helps prevent unauthorized users from viewing or manipulating your Personal Information as it travels over the Internet.

11. What About Changes to the Privacy Policy?

We reserve the right to change this Privacy Policy at any time. Any changes will be effective immediately upon the posting of the revised Privacy Policy and your use of our Service indicates your consent to the privacy policy posted at the time of use. However, we will not use your previously collected Personal Information in a manner materially different than represented at the time it was collected without your consent. To the extent any provision of this Privacy Policy is found by a competent tribunal to be invalid or unenforceable, such provision shall be severed to the extent necessary for the remainder to be valid and enforceable.

12. Your Rights and Responsibilities

It is extremely important that you keep your account information and other confidential account data protected and secure. Do not share your log-in information or leave your computer unattended when logged in to the Services. Please make sure that all information you provide to BIU is accurate and complete. Contact us immediately by email at support@betfaircasino.com if you find any discrepancies in your account data or if you wish to inspect the records pertaining to you at our offices.

Third Parties

The following third parties that collect information from you on the Service have given us notice that you may obtain information on their policies and practices, and in some instances opt-out of certain of their activities, as follows:

Party - Service - For More Information - Use of Tracking Technologies - Privacy Choices
Google Analytics - Analytics - http://www.google.com/analytics/learn/privacy.html - Yes - https://tools.google.com/dlpage/gaoptout/
Connexity - Advertising - http://connexity.com/privacy-policy/ - Yes - http://connexity.com/opt-out/
DataXu - Advertising - https://www.dataxu.com/about-us/privacy/ - Yes - https://www.dataxu.com/about-us/privacy/data-collection-platform/
DoubleClick - Advertising - https://www.doubleclickbygoogle.com/ - Yes - https://www.google.com/settings/u/0/ads/authenticated?hl=en
Dstillary - Advertising - http://dstillery.com/platform/ - Yes - http://dstillery.com/privacy-policy/
Google Dynamic Remarketing - Advertising - https://support.google.com/adwords/answer/3124536?hl=en - Yes - https://www.google.com/settings/u/0/ads/authenticated
Adobe Media Optimizer - Advertising - http://www.adobe.com/marketing-cloud/online-advertising-management.html - Yes - http://www.adobe.com/privacy.html
Optimizely - Analytics - https://www.optimizely.com/ - Yes - https://www.optimizely.com/opt_out/
RadiumOne - Advertising - https://radiumone.com/ - Yes - https://radiumone.com/opt/
SteelhouseMedia - Advertising - http://steelhousemedia.com/ - Yes - http://steelhousemedia.com/opt-out/
TradeDesk - Advertising - http://thetradedesk.com/ - Yes - http://www.adsrvr.org/
Turn - Advertising - https://www.turn.com/ - Yes - https://www.turn.com/trust/consumer-opt-out
Demand Media - Advertising - http://www.demandmedia.com/ - Yes - http://www.demandmedia.com/privacy-policy/

PLEASE NOTE: We are not responsible for third-party policies or practices. We try to keep this information current, and will add to and subtract from the chart above as appropriate, but it is provided as a courtesy and may not be current or accurate. Please contact the relevant third parties regarding their privacy and data security policies and practices.